IFSC Code of India Post Payment Bank, Additional Switch New Delhi Branch, Delhi

If you are searching for the IFSC code of India Post Payment Bank, ADDITIONAL SWITCH NEW DELHI branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is IPOS0000ISU. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ADDITIONAL SWITCH NEW DELHI branch, and detailed step-by-step guides for using the IFSC IPOS0000ISU across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IPOS0000ISU is the IFSC of India Post Payment Bank's ADDITIONAL SWITCH NEW DELHI branch. The format is fixed: IPOS = bank code, 0 = reserved, 000ISU = branch identifier.

Branch details at a glance

About the bank

India Post Payment Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Additional Switch New Delhi branch in New Delhi, Delhi is part of this network and uses the IFSC code IPOS0000ISU for all electronic settlement.

About the Additional Switch New Delhi branch

The Additional Switch New Delhi branch of India Post Payment Bank is situated at 2ND FLOOR SPEED POST CENTRE BHAI VEER SINGH MARG MARKET ROAD NEW DELHI 110001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IPOS0000ISU is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how India Post Payment Bank's ADDITIONAL SWITCH NEW DELHI branch came to be assigned the code IPOS0000ISU.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IPOS0000ISU, money simply cannot be routed to the ADDITIONAL SWITCH NEW DELHI branch electronically.

How to transfer money using IFSC IPOS0000ISU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IPOS0000ISU across all three.

How to use IFSC IPOS0000ISU for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to India Post Payment Bank's ADDITIONAL SWITCH NEW DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IPOS0000ISU.
4. Confirm the bank name auto-populates as India Post Payment Bank and the branch as ADDITIONAL SWITCH NEW DELHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ADDITIONAL SWITCH NEW DELHI

If you need to transfer ₹2 lakh or more in one go to an account at India Post Payment Bank's ADDITIONAL SWITCH NEW DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IPOS0000ISU while initiating the transfer and the credit will appear within minutes.

IMPS to India Post Payment Bank ADDITIONAL SWITCH NEW DELHI (IFSC IPOS0000ISU)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IPOS0000ISU in your mobile or internet banking app, and the money is credited to the ADDITIONAL SWITCH NEW DELHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Additional Switch New Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IPOS0000ISU:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ADDITIONAL SWITCH NEW DELHI is still linked to IFSC IPOS0000ISU.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at India Post Payment Bank's ADDITIONAL SWITCH NEW DELHI branch, the IFSC IPOS0000ISU is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Additional Switch New Delhi branch

Once you have an account at India Post Payment Bank – ADDITIONAL SWITCH NEW DELHI, the IFSC IPOS0000ISU stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Additional Switch New Delhi branch can access most of India Post Payment Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IPOS0000ISU

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by India Post Payment Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IPOS0000ISU and the account number together uniquely identify the Additional Switch New Delhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Additional Switch New Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IPOS0000ISU is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to India Post Payment Bank – ADDITIONAL SWITCH NEW DELHI:

• The IFSC is exactly IPOS0000ISU with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills India Post Payment Bank as the bank name and ADDITIONAL SWITCH NEW DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Additional Switch New Delhi branch

The branch is located at 2ND FLOOR SPEED POST CENTRE BHAI VEER SINGH MARG MARKET ROAD NEW DELHI 110001, which puts it inside New Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “India Post Payment Bank Additional Switch New Delhi branch” — the verified location pin for IFSC IPOS0000ISU should appear at the top of the results.
2. Confirm the branch is open by calling 11-23362148 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IPOS0000ISU and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IPOS0000ISU for India Post Payment Bank – ADDITIONAL SWITCH NEW DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Additional Switch New Delhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IPOS0000ISU, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IPOS0000ISU is the IFSC code of India Post Payment Bank, ADDITIONAL SWITCH NEW DELHI branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.