IFSC Code of IDFC First Bank Limited, Bhera Enclave Paschim Vihar Branch Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, BHERA ENCLAVE PASCHIM VIHAR BRANCH branch in WEST DELHI. The 11-digit IFSC IDFB0020149 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the BHERA ENCLAVE PASCHIM VIHAR BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH is IDFB0020149. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 020149 map to this branch in WEST DELHI, DELHI.

Branch details at a glance

About IDFC First Bank Limited

IDFC First Bank Limited operates a wide network of branches across India, including the Bhera Enclave Paschim Vihar Branch branch in West Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0020149.

Bhera Enclave Paschim Vihar Branch branch overview

Located at GROUND FLOOR, H.NO- 428, BHERA ENCLAVE, PASCHIM VIHAR, NEW DELHI- 110087, TOLL FREE NO. 18004194332, the Bhera Enclave Paschim Vihar Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0020149 is required for all interbank electronic transfers routed through this branch.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHERA ENCLAVE PASCHIM VIHAR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0020149 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0020149 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDFB0020149

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0020149 across all three.

NEFT to IDFC First Bank Limited, BHERA ENCLAVE PASCHIM VIHAR BRANCH using IFSC IDFB0020149

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0020149, and confirm that the system picks up IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDFB0020149

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH, ensure your bank's portal accepts IFSC IDFB0020149 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH, use IMPS. With IFSC IDFB0020149 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0020149 for IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhera Enclave Paschim Vihar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDFB0020149

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH is still mapped to IFSC IDFB0020149. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0020149 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bhera Enclave Paschim Vihar Branch branch

Once you have an account at IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH, the IFSC IDFB0020149 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bhera Enclave Paschim Vihar Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0020149

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0020149 and the account number together uniquely identify the Bhera Enclave Paschim Vihar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bhera Enclave Paschim Vihar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0020149 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH:

• The IFSC is exactly IDFB0020149 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and BHERA ENCLAVE PASCHIM VIHAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhera Enclave Paschim Vihar Branch branch sits at GROUND FLOOR, H.NO- 428, BHERA ENCLAVE, PASCHIM VIHAR, NEW DELHI- 110087, TOLL FREE NO. 18004194332. If you are travelling from outside West Delhi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0020149 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0020149 for IDFC First Bank Limited – BHERA ENCLAVE PASCHIM VIHAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhera Enclave Paschim Vihar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0020149, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0020149 belongs to IDFC First Bank Limited's BHERA ENCLAVE PASCHIM VIHAR BRANCH branch, located at GROUND FLOOR, H.NO- 428, BHERA ENCLAVE, PASCHIM VIHAR, NEW DELHI- 110087, TOLL… in WEST DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.