IFSC Code of IDFC First Bank Limited, Varanasi- Lanka Branch Branch, Uttar Pradesh

If you are searching for the IFSC code of IDFC First Bank Limited, VARANASI- LANKA BRANCH branch in VARANASI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0060322. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VARANASI- LANKA BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0060322 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – VARANASI- LANKA BRANCH is IDFB0060322. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 060322 map to this branch in VARANASI, UTTAR PRADESH.

Branch details at a glance

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Varanasi- Lanka Branch branch in Varanasi, Uttar Pradesh is part of this network and uses the IFSC code IDFB0060322 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR, B-1/3, H-1, BHADAINI AWASIYA YOJANA, MOHALLA BHADAINI, HRK RAVINDRAPURI EXTENSION, VARANASI, UTTAR PRADESH-221005, TOLL FREE NO.- 18004194332. It serves the Varanasi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0060322 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's VARANASI- LANKA BRANCH branch came to be assigned the code IDFB0060322.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0060322, money simply cannot be routed to the VARANASI- LANKA BRANCH branch electronically.

How to transfer money using IFSC IDFB0060322

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0060322 across all three.

NEFT to IDFC First Bank Limited, VARANASI- LANKA BRANCH using IFSC IDFB0060322

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0060322, and confirm that the system picks up IDFC First Bank Limited – VARANASI- LANKA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VARANASI- LANKA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's VARANASI- LANKA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0060322 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited VARANASI- LANKA BRANCH (IFSC IDFB0060322)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0060322 in your mobile or internet banking app, and the money is credited to the VARANASI- LANKA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Varanasi- Lanka Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0060322:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VARANASI- LANKA BRANCH is still linked to IFSC IDFB0060322.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's VARANASI- LANKA BRANCH branch, the IFSC IDFB0060322 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Varanasi- Lanka Branch branch is mapped to IFSC IDFB0060322 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0060322.

Products and services

Customers walking into the Varanasi- Lanka Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0060322

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0060322 and the account number together uniquely identify the Varanasi- Lanka Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDFB0060322

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VARANASI- LANKA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0060322 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IDFB0060322

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – VARANASI- LANKA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0060322.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Varanasi- Lanka Branch branch

The branch is located at GROUND FLOOR, B-1/3, H-1, BHADAINI AWASIYA YOJANA, MOHALLA BHADAINI, HRK RAVINDRAPURI EXTENSION, VARANASI, UTTAR PRADESH-221005, TOLL FREE NO.- 18004194332, which puts it inside Varanasi, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Varanasi- Lanka Branch branch” — the verified location pin for IFSC IDFB0060322 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0060322 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0060322 for IDFC First Bank Limited – VARANASI- LANKA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Varanasi- Lanka Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0060322 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0060322 is the IFSC code of IDFC First Bank Limited, VARANASI- LANKA BRANCH branch, in VARANASI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.