Use this page as a one-stop reference for everything related to IDFC First Bank Limited's VAPI BRANCH branch in VAPI, GUJARAT. The branch's IFSC code IDFB0042441 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's VAPI BRANCH branch, the IFSC IDFB0042441 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 042441 identifies this particular branch.
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Vapi Branch branch — IFSC IDFB0042441 — extends the bank's services to customers in and around Vapi, Gujarat.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Vapi Branch |
| IFSC Code | IDFB0042441 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 544-547-P, AJIT EMPORIUM,, VAPI SILVASSA MAIN ROAD, VAPI, 396191 |
| City | Vapi |
| District | Valsad |
| State | Gujarat |
| STD Code | 0 |
| Phone | 7400065430 |
About this branch
The branch is located at GROUND FLOOR, PLOT NO 544-547-P, AJIT EMPORIUM,, VAPI SILVASSA MAIN ROAD, VAPI, 396191. It serves the Vapi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0042441 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's VAPI BRANCH branch came to be assigned the code IDFB0042441.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0042441, money simply cannot be routed to the VAPI BRANCH branch electronically.
Products and account variants supported
Every account opened at the Vapi Branch branch is mapped to IFSC IDFB0042441 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0042441.
Banking services available
The Vapi Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7400065430.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0042441
How to transfer money using IFSC IDFB0042441
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0042441 across all three.
How to use IFSC IDFB0042441 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's VAPI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0042441.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as VAPI BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0042441
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – VAPI BRANCH, ensure your bank's portal accepts IFSC IDFB0042441 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – VAPI BRANCH, use IMPS. With IFSC IDFB0042441 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0042441 for IDFC First Bank Limited – VAPI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0042441 | Yes – IDFB0042441 | Yes – IDFB0042441 |
For most retail customers crediting the Vapi Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's VAPI BRANCH branch, the IFSC IDFB0042441 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Vapi Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0042441 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0042441 and the account number together uniquely identify the Vapi Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – VAPI BRANCH:
- The IFSC is exactly IDFB0042441 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and VAPI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vapi Branch branch
The branch is located at GROUND FLOOR, PLOT NO 544-547-P, AJIT EMPORIUM,, VAPI SILVASSA MAIN ROAD, VAPI, 396191, which puts it inside Vapi, the broader Valsad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Vapi Branch branch” — the verified location pin for IFSC IDFB0042441 should appear at the top of the results.
- Confirm the branch is open by calling 7400065430 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0042441 and your account number.
Verifying IFSC IDFB0042441 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0042441 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7400065430.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vapi Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0042441 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedVapi Branch Branch
GROUND FLOOR, PLOT NO 544-547-P, AJIT EMPORIUM,, VAPI SILVASSA MAIN ROAD, VAPI, 396191
Vapi, Gujarat
Phone: 7400065430
IFSC: IDFB0042441
Frequently asked questions
How quickly will an NEFT transfer using IDFB0042441 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Vapi Branch reflect within 30 minutes.
Can I use IFSC IDFB0042441 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0042441 to send funds instantly.
Does IDFC First Bank Limited Vapi Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7400065430 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vapi Branch branch but serve different purposes.
What is the IFSC code of IDFC First Bank Limited Vapi Branch branch?
The IFSC code of IDFC First Bank Limited, Vapi Branch branch is IDFB0042441. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add IDFC First Bank Limited Vapi Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0042441, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0042441 the same for all accounts at Vapi Branch branch?
Yes. The IFSC IDFB0042441 is shared by every account held at IDFC First Bank Limited's Vapi Branch branch. Only the account number changes from customer to customer.
Is IFSC IDFB0042441 valid for NEFT and RTGS?
Yes. IFSC IDFB0042441 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDFB0042441 is the IFSC code of IDFC First Bank Limited, VAPI BRANCH branch, in VAPI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
