IFSC Code of IDFC First Bank Limited, Tiruchirappalli - K K Nagar Branch Branch, Tamil Nadu

If you are searching for the IFSC code of IDFC First Bank Limited, TIRUCHIRAPPALLI - K K NAGAR BRANCH branch in TIRUCHIRAPPALLI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDFB0080454. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TIRUCHIRAPPALLI - K K NAGAR BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0080454 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's TIRUCHIRAPPALLI - K K NAGAR BRANCH branch, the IFSC IDFB0080454 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 080454 identifies this particular branch.

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tiruchirappalli - K K Nagar Branch branch — IFSC IDFB0080454 — extends the bank's services to customers in and around Tiruchirappalli, Tamil Nadu.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR, FF-C4, SANJAY ARCADE, INDIAN BANK COLONY, K.K. NAGAR, TIRUCHIRAPPALLI, TAMIL NADU-620021. It serves the Tiruchirappalli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0080454 is used to identify this branch on the RBI payments network.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TIRUCHIRAPPALLI - K K NAGAR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0080454 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0080454 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Tiruchirappalli - K K Nagar Branch branch is mapped to IFSC IDFB0080454 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0080454.

Products and services

Customers walking into the Tiruchirappalli - K K Nagar Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0080454

How to transfer money using IFSC IDFB0080454

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080454 across all three.

NEFT to IDFC First Bank Limited, TIRUCHIRAPPALLI - K K NAGAR BRANCH using IFSC IDFB0080454

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0080454, and confirm that the system picks up IDFC First Bank Limited – TIRUCHIRAPPALLI - K K NAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TIRUCHIRAPPALLI - K K NAGAR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's TIRUCHIRAPPALLI - K K NAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0080454 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – TIRUCHIRAPPALLI - K K NAGAR BRANCH, use IMPS. With IFSC IDFB0080454 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0080454 for IDFC First Bank Limited – TIRUCHIRAPPALLI - K K NAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tiruchirappalli - K K Nagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's TIRUCHIRAPPALLI - K K NAGAR BRANCH branch, the IFSC IDFB0080454 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Tiruchirappalli - K K Nagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0080454 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0080454 and the account number together uniquely identify the Tiruchirappalli - K K Nagar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IDFB0080454

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – TIRUCHIRAPPALLI - K K NAGAR BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0080454.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tiruchirappalli - K K Nagar Branch branch sits at GROUND FLOOR, FF-C4, SANJAY ARCADE, INDIAN BANK COLONY, K.K. NAGAR, TIRUCHIRAPPALLI, TAMIL NADU-620021. If you are travelling from outside Tiruchirappalli, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0080454 and your account number.

Verifying IFSC IDFB0080454 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080454 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Tiruchirappalli - K K Nagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0080454 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0080454 belongs to IDFC First Bank Limited's TIRUCHIRAPPALLI - K K NAGAR BRANCH branch, located at GROUND FLOOR, FF-C4, SANJAY ARCADE, INDIAN BANK COLONY, K.K. NAGAR,… in TIRUCHIRAPPALLI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.