IFSC Code of IDFC First Bank Limited, Thane-Hiranandani Estate Branch Branch, Maharashtra

If you are searching for the IFSC code of IDFC First Bank Limited, THANE-HIRANANDANI ESTATE BRANCH branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IDFB0040162. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THANE-HIRANANDANI ESTATE BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0040162 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – THANE-HIRANANDANI ESTATE BRANCH is IDFB0040162. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040162 map to this branch in THANE, MAHARASHTRA.

About IDFC First Bank Limited

IDFC First Bank Limited operates a wide network of branches across India, including the Thane-Hiranandani Estate Branch branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0040162.

Branch details at a glance

About the Thane-Hiranandani Estate Branch branch

The Thane-Hiranandani Estate Branch branch of IDFC First Bank Limited is situated at SHOP NO.5 6,SHREE SHARANAM , C WING , HIRANANDANI ESTATE, THANE WEST , MUMBAI 400607. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0040162 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's THANE-HIRANANDANI ESTATE BRANCH branch came to be assigned the code IDFB0040162.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0040162, money simply cannot be routed to the THANE-HIRANANDANI ESTATE BRANCH branch electronically.

Account types you can open at the Thane-Hiranandani Estate Branch branch

Once you have an account at IDFC First Bank Limited – THANE-HIRANANDANI ESTATE BRANCH, the IFSC IDFB0040162 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Thane-Hiranandani Estate Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0040162

How to transfer money using IFSC IDFB0040162

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040162 across all three.

How to use IFSC IDFB0040162 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's THANE-HIRANANDANI ESTATE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0040162.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as THANE-HIRANANDANI ESTATE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THANE-HIRANANDANI ESTATE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's THANE-HIRANANDANI ESTATE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0040162 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – THANE-HIRANANDANI ESTATE BRANCH, use IMPS. With IFSC IDFB0040162 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Thane-Hiranandani Estate Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0040162:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THANE-HIRANANDANI ESTATE BRANCH is still linked to IFSC IDFB0040162.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's THANE-HIRANANDANI ESTATE BRANCH branch, the IFSC IDFB0040162 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Thane-Hiranandani Estate Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0040162 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Thane-Hiranandani Estate Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0040162 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – THANE-HIRANANDANI ESTATE BRANCH:

• The IFSC is exactly IDFB0040162 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and THANE-HIRANANDANI ESTATE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Thane-Hiranandani Estate Branch branch sits at SHOP NO.5 6,SHREE SHARANAM , C WING , HIRANANDANI ESTATE, THANE WEST , MUMBAI 400607. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0040162 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0040162 for IDFC First Bank Limited – THANE-HIRANANDANI ESTATE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Thane-Hiranandani Estate Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0040162 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0040162 belongs to IDFC First Bank Limited's THANE-HIRANANDANI ESTATE BRANCH branch, located at SHOP NO.5 6,SHREE SHARANAM , C WING , HIRANANDANI ESTATE, THANE WEST , MUMBAI … in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.