Below are the complete branch details for IDFC First Bank Limited, THANE- ANAND NAGAR BRANCH branch, located in THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0040195. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0040195 for IDFC First Bank Limited – THANE- ANAND NAGAR BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – THANE- ANAND NAGAR BRANCH is IDFB0040195. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040195 map to this branch in THANE, MAHARASHTRA.
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Thane- Anand Nagar Branch branch — IFSC IDFB0040195 — extends the bank's services to customers in and around Thane, Maharashtra.
About the Thane- Anand Nagar Branch branch
The Thane- Anand Nagar Branch branch of IDFC First Bank Limited is situated at GROUD FLOOR, SHOP NO 7, 8, 9 &10, M K PLAZA, ANAND NAGAR, OWALE VILLAGE, G. B ROAD, THANE, MAHARASHTRA 400607, TOLLFREE NO- 18602582000. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0040195 is used.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Thane- Anand Nagar Branch |
| IFSC Code | IDFB0040195 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUD FLOOR, SHOP NO 7, 8, 9 &10, M K PLAZA, ANAND NAGAR, OWALE VILLAGE, G. B ROAD, THANE, MAHARASHTRA 400607, TOLLFREE NO- 18602582000 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THANE- ANAND NAGAR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0040195 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0040195 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0040195 and the account number together uniquely identify the Thane- Anand Nagar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDFB0040195
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040195 across all three.
How to use IFSC IDFB0040195 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's THANE- ANAND NAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0040195.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as THANE- ANAND NAGAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0040195
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – THANE- ANAND NAGAR BRANCH, ensure your bank's portal accepts IFSC IDFB0040195 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – THANE- ANAND NAGAR BRANCH, use IMPS. With IFSC IDFB0040195 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0040195 for IDFC First Bank Limited – THANE- ANAND NAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0040195 | Yes – IDFB0040195 | Yes – IDFB0040195 |
For most retail customers crediting the Thane- Anand Nagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's THANE- ANAND NAGAR BRANCH branch, the IFSC IDFB0040195 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thane- Anand Nagar Branch branch is mapped to IFSC IDFB0040195 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0040195.
Banking services available
The Thane- Anand Nagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0040195
Online banking and IFSC IDFB0040195
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THANE- ANAND NAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0040195 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Thane- Anand Nagar Branch branch
The branch is located at GROUD FLOOR, SHOP NO 7, 8, 9 &10, M K PLAZA, ANAND NAGAR, OWALE VILLAGE, G. B ROAD, THANE, MAHARASHTRA 400607, TOLLFREE NO- 18602582000, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Thane- Anand Nagar Branch branch” — the verified location pin for IFSC IDFB0040195 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0040195 and your account number.
Common mistakes to avoid when using IFSC IDFB0040195
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – THANE- ANAND NAGAR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0040195. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thane- Anand Nagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0040195, however, work 24x7.
Verifying IFSC IDFB0040195 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0040195 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
IDFC First Bank LimitedThane- Anand Nagar Branch Branch
GROUD FLOOR, SHOP NO 7, 8, 9 &10, M K PLAZA, ANAND NAGAR, OWALE VILLAGE, G. B ROAD, THANE, MAHARASHTRA 400607, TOLLFREE NO- 18602582000
Thane, Maharashtra
Phone: the branch contact number
IFSC: IDFB0040195
Frequently asked questions
How quickly will an NEFT transfer using IDFB0040195 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Thane- Anand Nagar Branch reflect within 30 minutes.
How do I add IDFC First Bank Limited Thane- Anand Nagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0040195, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is IDFC First Bank Limited Thane- Anand Nagar Branch branch located?
IDFC First Bank Limited's Thane- Anand Nagar Branch branch is located at GROUD FLOOR, SHOP NO 7, 8, 9 &10, M K PLAZA, ANAND NAGAR, OWALE VILLAGE, G. B ROAD, THANE, MAHARASHTRA 400607, TOLLFREE NO- 18602582000, Thane, Maharashtra.
Is IFSC IDFB0040195 the same for all accounts at Thane- Anand Nagar Branch branch?
Yes. The IFSC IDFB0040195 is shared by every account held at IDFC First Bank Limited's Thane- Anand Nagar Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thane- Anand Nagar Branch branch but serve different purposes.
What is the phone number of IDFC First Bank Limited Thane- Anand Nagar Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Does IDFC First Bank Limited Thane- Anand Nagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of IDFC First Bank Limited Thane- Anand Nagar Branch branch?
The IFSC code of IDFC First Bank Limited, Thane- Anand Nagar Branch branch is IDFB0040195. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDFB0040195 is the IFSC code of IDFC First Bank Limited, THANE- ANAND NAGAR BRANCH branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
