If you are searching for the IFSC code of IDFC First Bank Limited, TALCHER branch in TALCHER, ODISHA, this page has every detail you need. The verified IFSC code for this branch is IDFB0060803. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TALCHER branch, and detailed step-by-step guides for using the IFSC IDFB0060803 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0060803 is the IFSC of IDFC First Bank Limited's TALCHER branch. The format is fixed: IDFB = bank code, 0 = reserved, 060803 = branch identifier.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Talcher branch in Talcher, Odisha is part of this network and uses the IFSC code IDFB0060803 for all electronic settlement.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Talcher |
| IFSC Code | IDFB0060803 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO. 62, KHATA NO. 362/1253,MOUZA- DEULABERA, SHARMACHUCK ROAD, TALCHER, DIST-ANGUL, ODISHA-759100. |
| City | Talcher |
| District | Angul |
| State | Odisha |
| STD Code | 0 |
| Phone | 180010888 |
About the Talcher branch
The Talcher branch of IDFC First Bank Limited is situated at GROUND FLOOR, PLOT NO. 62, KHATA NO. 362/1253,MOUZA- DEULABERA, SHARMACHUCK ROAD, TALCHER, DIST-ANGUL, ODISHA-759100.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0060803 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's TALCHER branch came to be assigned the code IDFB0060803.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0060803, money simply cannot be routed to the TALCHER branch electronically.
Products and account variants supported
Every account opened at the Talcher branch is mapped to IFSC IDFB0060803 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0060803.
Banking services available
The Talcher branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 180010888.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0060803
How to transfer money using IFSC IDFB0060803
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0060803 across all three.
How to use IFSC IDFB0060803 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's TALCHER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0060803.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as TALCHER.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TALCHER
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's TALCHER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0060803 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – TALCHER, use IMPS. With IFSC IDFB0060803 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0060803 for IDFC First Bank Limited – TALCHER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0060803 | Yes – IDFB0060803 | Yes – IDFB0060803 |
For most retail customers crediting the Talcher branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0060803
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – TALCHER is still mapped to IFSC IDFB0060803. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0060803 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDFB0060803
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TALCHER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0060803 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Talcher branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0060803 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – TALCHER:
- The IFSC is exactly IDFB0060803 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and TALCHER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Talcher branch sits at GROUND FLOOR, PLOT NO. 62, KHATA NO. 362/1253,MOUZA- DEULABERA, SHARMACHUCK ROAD, TALCHER, DIST-ANGUL, ODISHA-759100.. If you are travelling from outside Talcher, search for the branch on a maps application using the bank name and locality, or call 180010888 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0060803 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0060803 for IDFC First Bank Limited – TALCHER, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Talcher are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0060803 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedTalcher Branch
GROUND FLOOR, PLOT NO. 62, KHATA NO. 362/1253,MOUZA- DEULABERA, SHARMACHUCK ROAD, TALCHER, DIST-ANGUL, ODISHA-759100.
Talcher, Odisha
Phone: 180010888
IFSC: IDFB0060803
Frequently asked questions
Can I use IFSC IDFB0060803 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0060803 to send funds instantly.
How quickly will an NEFT transfer using IDFB0060803 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Talcher reflect within 30 minutes.
What is the IFSC code of IDFC First Bank Limited Talcher branch?
The IFSC code of IDFC First Bank Limited, Talcher branch is IDFB0060803. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Talcher branch but serve different purposes.
Is IFSC IDFB0060803 valid for NEFT and RTGS?
Yes. IFSC IDFB0060803 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDFC First Bank Limited Talcher as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0060803, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDFB0060803 belongs to IDFC First Bank Limited's TALCHER branch, located at GROUND FLOOR, PLOT NO. 62, KHATA NO. 362/1253,MOUZA- DEULABERA, SHARMACHUCK… in TALCHER, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
