Below are the complete branch details for IDFC First Bank Limited, SIRLAI branch, located in SIRLAI, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0041323. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0041323 for IDFC First Bank Limited – SIRLAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – SIRLAI is IDFB0041323. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 041323 map to this branch in SIRLAI, MADHYA PRADESH.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sirlai branch in Sirlai, Madhya Pradesh is part of this network and uses the IFSC code IDFB0041323 for all electronic settlement.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Sirlai |
| IFSC Code | IDFB0041323 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,MG ROAD,GROUND FLOOR,MAIN ROAD, SIRLAI VILLAGE,TEHSIL BARWAH,DISTT. KHARGONE, MADHYA PRADESH - 451115, TOLL FREE NO 1800 419 8332 |
| City | Sirlai |
| District | Khargone |
| State | Madhya Pradesh |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at GROUND FLOOR,MG ROAD,GROUND FLOOR,MAIN ROAD, SIRLAI VILLAGE,TEHSIL BARWAH,DISTT. KHARGONE, MADHYA PRADESH - 451115, TOLL FREE NO 1800 419 8332. It serves the Sirlai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0041323 is used to identify this branch on the RBI payments network.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIRLAI of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0041323 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0041323 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Sirlai branch
Once you have an account at IDFC First Bank Limited – SIRLAI, the IFSC IDFB0041323 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sirlai branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0041323
How to transfer money using IFSC IDFB0041323
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0041323 across all three.
NEFT to IDFC First Bank Limited, SIRLAI using IFSC IDFB0041323
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0041323, and confirm that the system picks up IDFC First Bank Limited – SIRLAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SIRLAI
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's SIRLAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0041323 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited SIRLAI (IFSC IDFB0041323)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0041323 in your mobile or internet banking app, and the money is credited to the SIRLAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0041323 for IDFC First Bank Limited – SIRLAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0041323 | Yes – IDFB0041323 | Yes – IDFB0041323 |
For most retail customers crediting the Sirlai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0041323
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – SIRLAI is still mapped to IFSC IDFB0041323. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0041323 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sirlai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0041323 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0041323 and the account number together uniquely identify the Sirlai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDFB0041323
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – SIRLAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0041323. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sirlai branch sits at GROUND FLOOR,MG ROAD,GROUND FLOOR,MAIN ROAD, SIRLAI VILLAGE,TEHSIL BARWAH,DISTT. KHARGONE, MADHYA PRADESH - 451115, TOLL FREE NO 1800 419 8332. If you are travelling from outside Sirlai, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0041323 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0041323 for IDFC First Bank Limited – SIRLAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sirlai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0041323, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedSirlai Branch
GROUND FLOOR,MG ROAD,GROUND FLOOR,MAIN ROAD, SIRLAI VILLAGE,TEHSIL BARWAH,DISTT. KHARGONE, MADHYA PRADESH - 451115, TOLL FREE NO 1800 419 8332
Sirlai, Madhya Pradesh
Phone: 0
IFSC: IDFB0041323
Frequently asked questions
What is the phone number of IDFC First Bank Limited Sirlai branch?
You can reach the branch at 0 during regular banking hours.
How do I add IDFC First Bank Limited Sirlai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0041323, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDFB0041323 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0041323 to send funds instantly.
Where is IDFC First Bank Limited Sirlai branch located?
IDFC First Bank Limited's Sirlai branch is located at GROUND FLOOR,MG ROAD,GROUND FLOOR,MAIN ROAD, SIRLAI VILLAGE,TEHSIL BARWAH,DISTT. KHARGONE, MADHYA PRADESH - 451115, TOLL FREE NO 1800 419 8332, Sirlai, Madhya Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sirlai branch but serve different purposes.
How quickly will an NEFT transfer using IDFB0041323 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Sirlai reflect within 30 minutes.
Is IFSC IDFB0041323 valid for NEFT and RTGS?
Yes. IFSC IDFB0041323 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDFC First Bank Limited Sirlai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Summary
The IFSC code IDFB0041323 belongs to IDFC First Bank Limited's SIRLAI branch, located at GROUND FLOOR,MG ROAD,GROUND FLOOR,MAIN ROAD, SIRLAI VILLAGE,TEHSIL… in SIRLAI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
