Use this page as a one-stop reference for everything related to IDFC First Bank Limited's SHIRADHON BRANCH branch in SHIRADHON, MAHARASHTRA. The branch's IFSC code IDFB0043712 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – SHIRADHON BRANCH is IDFB0043712. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 043712 map to this branch in SHIRADHON, MAHARASHTRA.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Shiradhon Branch |
| IFSC Code | IDFB0043712 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, GRAM PANCHAYAT OFFICE, TALUKA KALAMB, DISTRICT - OSMANABAD, SHIRADHON, MAHARASHTRA-413528, TOLL FREE NO-18602582000 |
| City | Shiradhon |
| District | Osmanabad |
| State | Maharashtra |
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Shiradhon Branch branch in Shiradhon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0043712.
About the Shiradhon Branch branch
The Shiradhon Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, GRAM PANCHAYAT OFFICE, TALUKA KALAMB, DISTRICT - OSMANABAD, SHIRADHON, MAHARASHTRA-413528, TOLL FREE NO-18602582000. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0043712 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIRADHON BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0043712 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0043712 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0043712
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0043712 across all three.
NEFT to IDFC First Bank Limited, SHIRADHON BRANCH using IFSC IDFB0043712
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0043712, and confirm that the system picks up IDFC First Bank Limited – SHIRADHON BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0043712
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – SHIRADHON BRANCH, ensure your bank's portal accepts IFSC IDFB0043712 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited SHIRADHON BRANCH (IFSC IDFB0043712)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0043712 in your mobile or internet banking app, and the money is credited to the SHIRADHON BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0043712 for IDFC First Bank Limited – SHIRADHON BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0043712 | Yes – IDFB0043712 | Yes – IDFB0043712 |
For most retail customers crediting the Shiradhon Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0043712
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – SHIRADHON BRANCH is still mapped to IFSC IDFB0043712. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0043712 and the beneficiary's account number to complete the transfer.
Account types you can open at the Shiradhon Branch branch
Once you have an account at IDFC First Bank Limited – SHIRADHON BRANCH, the IFSC IDFB0043712 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Shiradhon Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0043712
MICR & cheque-truncation details
Cheques drawn on the Shiradhon Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0043712 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDFB0043712
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHIRADHON BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0043712 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDFB0043712
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – SHIRADHON BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0043712. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Shiradhon Branch branch
The branch is located at GROUND FLOOR, GRAM PANCHAYAT OFFICE, TALUKA KALAMB, DISTRICT - OSMANABAD, SHIRADHON, MAHARASHTRA-413528, TOLL FREE NO-18602582000, which puts it inside Shiradhon, the broader Osmanabad district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Shiradhon Branch branch” — the verified location pin for IFSC IDFB0043712 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0043712 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0043712 for IDFC First Bank Limited – SHIRADHON BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Shiradhon Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0043712 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedShiradhon Branch Branch
GROUND FLOOR, GRAM PANCHAYAT OFFICE, TALUKA KALAMB, DISTRICT - OSMANABAD, SHIRADHON, MAHARASHTRA-413528, TOLL FREE NO-18602582000
Shiradhon, Maharashtra
Phone: the branch contact number
IFSC: IDFB0043712
Frequently asked questions
Can I use IFSC IDFB0043712 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0043712 to send funds instantly.
Is IFSC IDFB0043712 valid for NEFT and RTGS?
Yes. IFSC IDFB0043712 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDFC First Bank Limited Shiradhon Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0043712, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDFB0043712 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Shiradhon Branch reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shiradhon Branch branch but serve different purposes.
Where is IDFC First Bank Limited Shiradhon Branch branch located?
IDFC First Bank Limited's Shiradhon Branch branch is located at GROUND FLOOR, GRAM PANCHAYAT OFFICE, TALUKA KALAMB, DISTRICT - OSMANABAD, SHIRADHON, MAHARASHTRA-413528, TOLL FREE NO-18602582000, Shiradhon, Maharashtra.
Final notes
To recap: IDFB0043712 is the IFSC code of IDFC First Bank Limited, SHIRADHON BRANCH branch, in SHIRADHON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
