IFSC Code of IDFC First Bank Limited, Shikaripura Branch Branch, Karnataka

Below are the complete branch details for IDFC First Bank Limited, SHIKARIPURA BRANCH branch, located in SHIKARIPURA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0080472. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0080472 for IDFC First Bank Limited – SHIKARIPURA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – SHIKARIPURA BRANCH is IDFB0080472. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 080472 map to this branch in SHIKARIPURA, KARNATAKA.

Branch details at a glance

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shikaripura Branch branch — IFSC IDFB0080472 — extends the bank's services to customers in and around Shikaripura, Karnataka.

Shikaripura Branch branch overview

Located at GROUND FLOOR , SITE NO. 1 , E KHATA NO 13-3-107A, SS ROAD, OPP KEB, SHIKARIPURA, SHIMOGA DISTRICT, PIN-577427, the Shikaripura Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0080472 is required for all interbank electronic transfers routed through this branch.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIKARIPURA BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0080472 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0080472 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDFB0080472

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080472 across all three.

NEFT to IDFC First Bank Limited, SHIKARIPURA BRANCH using IFSC IDFB0080472

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0080472, and confirm that the system picks up IDFC First Bank Limited – SHIKARIPURA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHIKARIPURA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's SHIKARIPURA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0080472 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited SHIKARIPURA BRANCH (IFSC IDFB0080472)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0080472 in your mobile or internet banking app, and the money is credited to the SHIKARIPURA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shikaripura Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080472:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIKARIPURA BRANCH is still linked to IFSC IDFB0080472.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's SHIKARIPURA BRANCH branch, the IFSC IDFB0080472 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shikaripura Branch branch is mapped to IFSC IDFB0080472 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0080472.

Banking services available

The Shikaripura Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0080472

MICR & cheque-truncation details

Cheques drawn on the Shikaripura Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0080472 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDFB0080472

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHIKARIPURA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080472 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IDFB0080472

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – SHIKARIPURA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0080472.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shikaripura Branch branch

The branch is located at GROUND FLOOR , SITE NO. 1 , E KHATA NO 13-3-107A, SS ROAD, OPP KEB, SHIKARIPURA, SHIMOGA DISTRICT, PIN-577427, which puts it inside Shikaripura, the broader Shimoga district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Shikaripura Branch branch” — the verified location pin for IFSC IDFB0080472 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0080472 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0080472 for IDFC First Bank Limited – SHIKARIPURA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shikaripura Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0080472 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0080472 belongs to IDFC First Bank Limited's SHIKARIPURA BRANCH branch, located at GROUND FLOOR , SITE NO. 1 , E KHATA NO 13-3-107A, SS ROAD, OPP KEB,… in SHIKARIPURA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.