Below are the complete branch details for IDFC First Bank Limited, SHIGGAON BRANCH branch, located in SHIGGAON, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0080303. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0080303 for IDFC First Bank Limited – SHIGGAON BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's SHIGGAON BRANCH branch, the IFSC IDFB0080303 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 080303 identifies this particular branch.
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shiggaon Branch branch — IFSC IDFB0080303 — extends the bank's services to customers in and around Shiggaon, Karnataka.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Shiggaon Branch |
| IFSC Code | IDFB0080303 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND FIRST FLOOR , KURSAPUR COMPLEX,, SHIGGAON, HAVERI DISTRICT, SHIGGAON, SHIGGAON, 581205 |
| City | Shiggaon |
| District | Haveri |
| State | Karnataka |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at GROUND FLOOR AND FIRST FLOOR , KURSAPUR COMPLEX,, SHIGGAON, HAVERI DISTRICT, SHIGGAON, SHIGGAON, 581205. It serves the Shiggaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0080303 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's SHIGGAON BRANCH branch came to be assigned the code IDFB0080303.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080303, money simply cannot be routed to the SHIGGAON BRANCH branch electronically.
Products and account variants supported
Every account opened at the Shiggaon Branch branch is mapped to IFSC IDFB0080303 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080303.
Products and services
Customers walking into the Shiggaon Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0080303
How to transfer money using IFSC IDFB0080303
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080303 across all three.
NEFT to IDFC First Bank Limited, SHIGGAON BRANCH using IFSC IDFB0080303
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0080303, and confirm that the system picks up IDFC First Bank Limited – SHIGGAON BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHIGGAON BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's SHIGGAON BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0080303 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited SHIGGAON BRANCH (IFSC IDFB0080303)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0080303 in your mobile or internet banking app, and the money is credited to the SHIGGAON BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0080303 for IDFC First Bank Limited – SHIGGAON BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0080303 | Yes – IDFB0080303 | Yes – IDFB0080303 |
For most retail customers crediting the Shiggaon Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0080303
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – SHIGGAON BRANCH is still mapped to IFSC IDFB0080303. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0080303 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDFB0080303
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHIGGAON BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080303 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0080303 and the account number together uniquely identify the Shiggaon Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDFB0080303
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – SHIGGAON BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0080303. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shiggaon Branch branch sits at GROUND FLOOR AND FIRST FLOOR , KURSAPUR COMPLEX,, SHIGGAON, HAVERI DISTRICT, SHIGGAON, SHIGGAON, 581205. If you are travelling from outside Shiggaon, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0080303 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0080303 for IDFC First Bank Limited – SHIGGAON BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shiggaon Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0080303, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedShiggaon Branch Branch
GROUND FLOOR AND FIRST FLOOR , KURSAPUR COMPLEX,, SHIGGAON, HAVERI DISTRICT, SHIGGAON, SHIGGAON, 581205
Shiggaon, Karnataka
Phone: 0
IFSC: IDFB0080303
Frequently asked questions
Where is IDFC First Bank Limited Shiggaon Branch branch located?
IDFC First Bank Limited's Shiggaon Branch branch is located at GROUND FLOOR AND FIRST FLOOR , KURSAPUR COMPLEX,, SHIGGAON, HAVERI DISTRICT, SHIGGAON, SHIGGAON, 581205, Shiggaon, Karnataka.
Is IFSC IDFB0080303 the same for all accounts at Shiggaon Branch branch?
Yes. The IFSC IDFB0080303 is shared by every account held at IDFC First Bank Limited's Shiggaon Branch branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDFB0080303 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Shiggaon Branch reflect within 30 minutes.
Is IFSC IDFB0080303 valid for NEFT and RTGS?
Yes. IFSC IDFB0080303 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of IDFC First Bank Limited Shiggaon Branch branch?
The IFSC code of IDFC First Bank Limited, Shiggaon Branch branch is IDFB0080303. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of IDFC First Bank Limited Shiggaon Branch branch?
You can reach the branch at 0 during regular banking hours.
Does IDFC First Bank Limited Shiggaon Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Summary
The IFSC code IDFB0080303 belongs to IDFC First Bank Limited's SHIGGAON BRANCH branch, located at GROUND FLOOR AND FIRST FLOOR , KURSAPUR COMPLEX,, SHIGGAON, HAVERI DISTRICT,… in SHIGGAON, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
