IFSC Code of IDFC First Bank Limited, Saharanpur Ambala Road Branch, Uttar Pradesh

If you are searching for the IFSC code of IDFC First Bank Limited, SAHARANPUR AMBALA ROAD branch in SAHARANPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0021693. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHARANPUR AMBALA ROAD branch, and detailed step-by-step guides for using the IFSC IDFB0021693 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's SAHARANPUR AMBALA ROAD branch, the IFSC IDFB0021693 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 021693 identifies this particular branch.

Branch details at a glance

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Saharanpur Ambala Road branch in Saharanpur, Uttar Pradesh is part of this network and uses the IFSC code IDFB0021693 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR, 1/465 & 1/466, SUBHASH NAGAR, AMBALA ROAD, SAHARANPUR, UTTAR PRADESH - 247001. It serves the Saharanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0021693 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's SAHARANPUR AMBALA ROAD branch came to be assigned the code IDFB0021693.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0021693, money simply cannot be routed to the SAHARANPUR AMBALA ROAD branch electronically.

How to transfer money using IFSC IDFB0021693

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021693 across all three.

How to use IFSC IDFB0021693 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's SAHARANPUR AMBALA ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0021693.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as SAHARANPUR AMBALA ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SAHARANPUR AMBALA ROAD

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's SAHARANPUR AMBALA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0021693 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited SAHARANPUR AMBALA ROAD (IFSC IDFB0021693)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0021693 in your mobile or internet banking app, and the money is credited to the SAHARANPUR AMBALA ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Saharanpur Ambala Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021693:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHARANPUR AMBALA ROAD is still linked to IFSC IDFB0021693.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0021693

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – SAHARANPUR AMBALA ROAD is still mapped to IFSC IDFB0021693. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021693 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Saharanpur Ambala Road branch is mapped to IFSC IDFB0021693 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0021693.

Products and services

Customers walking into the Saharanpur Ambala Road branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0021693

MICR & cheque-truncation details

Cheques drawn on the Saharanpur Ambala Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0021693 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Saharanpur Ambala Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0021693 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – SAHARANPUR AMBALA ROAD:

• The IFSC is exactly IDFB0021693 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and SAHARANPUR AMBALA ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Saharanpur Ambala Road branch sits at GROUND FLOOR, 1/465 & 1/466, SUBHASH NAGAR, AMBALA ROAD, SAHARANPUR, UTTAR PRADESH - 247001. If you are travelling from outside Saharanpur, search for the branch on a maps application using the bank name and locality, or call 1800258200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021693 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0021693 for IDFC First Bank Limited – SAHARANPUR AMBALA ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Saharanpur Ambala Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021693 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0021693 is the IFSC code of IDFC First Bank Limited, SAHARANPUR AMBALA ROAD branch, in SAHARANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.