Use this page as a one-stop reference for everything related to IDFC First Bank Limited's RUDRAPUR BRANCH branch in RUDRAPUR, UTTARAKHAND. The branch's IFSC code IDFB0022291 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0022291 is the IFSC of IDFC First Bank Limited's RUDRAPUR BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 022291 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Rudrapur Branch |
| IFSC Code | IDFB0022291 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,PLOT NO 22,HOTEL RIVIERAA BUILDING,AWAS VIKAS COLONY,NAINITAL ROAD,DISTT-UDHAM SINGH NAGAR,RUDRAPUR UTTARAKHAND-263153,TOLL FREE NO-18602582000 |
| City | Rudrapur |
| District | Udham Singh Nagar |
| State | Uttarakhand |
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rudrapur Branch branch in Rudrapur, Uttarakhand is part of this network and uses the IFSC code IDFB0022291 for all electronic settlement.
About the Rudrapur Branch branch
The Rudrapur Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR,PLOT NO 22,HOTEL RIVIERAA BUILDING,AWAS VIKAS COLONY,NAINITAL ROAD,DISTT-UDHAM SINGH NAGAR,RUDRAPUR UTTARAKHAND-263153,TOLL FREE NO-18602582000. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0022291 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RUDRAPUR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0022291 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0022291 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0022291
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0022291 across all three.
How to use IFSC IDFB0022291 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's RUDRAPUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0022291.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as RUDRAPUR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RUDRAPUR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's RUDRAPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0022291 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – RUDRAPUR BRANCH, use IMPS. With IFSC IDFB0022291 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0022291 for IDFC First Bank Limited – RUDRAPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0022291 | Yes – IDFB0022291 | Yes – IDFB0022291 |
For most retail customers crediting the Rudrapur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0022291
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – RUDRAPUR BRANCH is still mapped to IFSC IDFB0022291. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0022291 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rudrapur Branch branch is mapped to IFSC IDFB0022291 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0022291.
Banking services available
The Rudrapur Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0022291
MICR & cheque-truncation details
Cheques drawn on the Rudrapur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0022291 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDFB0022291
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RUDRAPUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0022291 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – RUDRAPUR BRANCH:
- The IFSC is exactly IDFB0022291 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and RUDRAPUR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rudrapur Branch branch sits at GROUND FLOOR,PLOT NO 22,HOTEL RIVIERAA BUILDING,AWAS VIKAS COLONY,NAINITAL ROAD,DISTT-UDHAM SINGH NAGAR,RUDRAPUR UTTARAKHAND-263153,TOLL FREE NO-18602582000. If you are travelling from outside Rudrapur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0022291 and your account number.
Verifying IFSC IDFB0022291 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0022291 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rudrapur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0022291 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedRudrapur Branch Branch
GROUND FLOOR,PLOT NO 22,HOTEL RIVIERAA BUILDING,AWAS VIKAS COLONY,NAINITAL ROAD,DISTT-UDHAM SINGH NAGAR,RUDRAPUR UTTARAKHAND-263153,TOLL FREE NO-18602582000
Rudrapur, Uttarakhand
Phone: the branch contact number
IFSC: IDFB0022291
Frequently asked questions
How do I add IDFC First Bank Limited Rudrapur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0022291, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Rudrapur Branch branch?
The IFSC code of IDFC First Bank Limited, Rudrapur Branch branch is IDFB0022291. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of IDFC First Bank Limited Rudrapur Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC IDFB0022291 valid for NEFT and RTGS?
Yes. IFSC IDFB0022291 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rudrapur Branch branch but serve different purposes.
Is IFSC IDFB0022291 the same for all accounts at Rudrapur Branch branch?
Yes. The IFSC IDFB0022291 is shared by every account held at IDFC First Bank Limited's Rudrapur Branch branch. Only the account number changes from customer to customer.
Where is IDFC First Bank Limited Rudrapur Branch branch located?
IDFC First Bank Limited's Rudrapur Branch branch is located at GROUND FLOOR,PLOT NO 22,HOTEL RIVIERAA BUILDING,AWAS VIKAS COLONY,NAINITAL ROAD,DISTT-UDHAM SINGH NAGAR,RUDRAPUR UTTARAKHAND-263153,TOLL FREE NO-18602582000, Rudrapur, Uttarakhand.
Final notes
To recap: IDFB0022291 is the IFSC code of IDFC First Bank Limited, RUDRAPUR BRANCH branch, in RUDRAPUR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
