Below are the complete branch details for IDFC First Bank Limited, WAKAD BRANCH branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0041354. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0041354 for IDFC First Bank Limited – WAKAD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – WAKAD BRANCH is IDFB0041354. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 041354 map to this branch in PUNE, MAHARASHTRA.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Wakad Branch branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0041354.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Wakad Branch |
| IFSC Code | IDFB0041354 |
| MICR Code | Refer to cheque leaf |
| Branch Address | G O SQUARE, GROUND FLOOR, SHOWROOM NO4 A,BUILDING NO A, WAKAD, PUNE 411057, TOLL FREE NUMBER 18004194332 |
| City | Pune |
| District | Pune (m Corp.) |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at G O SQUARE, GROUND FLOOR, SHOWROOM NO4 A,BUILDING NO A, WAKAD, PUNE 411057, TOLL FREE NUMBER 18004194332. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0041354 is used to identify this branch on the RBI payments network.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WAKAD BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0041354 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0041354 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Wakad Branch branch is mapped to IFSC IDFB0041354 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0041354.
Banking services available
The Wakad Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0041354
How to transfer money using IFSC IDFB0041354
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0041354 across all three.
NEFT to IDFC First Bank Limited, WAKAD BRANCH using IFSC IDFB0041354
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0041354, and confirm that the system picks up IDFC First Bank Limited – WAKAD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0041354
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – WAKAD BRANCH, ensure your bank's portal accepts IFSC IDFB0041354 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited WAKAD BRANCH (IFSC IDFB0041354)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0041354 in your mobile or internet banking app, and the money is credited to the WAKAD BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0041354 for IDFC First Bank Limited – WAKAD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0041354 | Yes – IDFB0041354 | Yes – IDFB0041354 |
For most retail customers crediting the Wakad Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's WAKAD BRANCH branch, the IFSC IDFB0041354 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDFB0041354
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WAKAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0041354 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0041354 and the account number together uniquely identify the Wakad Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – WAKAD BRANCH:
- The IFSC is exactly IDFB0041354 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and WAKAD BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Wakad Branch branch sits at G O SQUARE, GROUND FLOOR, SHOWROOM NO4 A,BUILDING NO A, WAKAD, PUNE 411057, TOLL FREE NUMBER 18004194332. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0041354 and your account number.
Verifying IFSC IDFB0041354 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0041354 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Wakad Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0041354 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedWakad Branch Branch
G O SQUARE, GROUND FLOOR, SHOWROOM NO4 A,BUILDING NO A, WAKAD, PUNE 411057, TOLL FREE NUMBER 18004194332
Pune, Maharashtra
Phone: 0
IFSC: IDFB0041354
Frequently asked questions
Where is IDFC First Bank Limited Wakad Branch branch located?
IDFC First Bank Limited's Wakad Branch branch is located at G O SQUARE, GROUND FLOOR, SHOWROOM NO4 A,BUILDING NO A, WAKAD, PUNE 411057, TOLL FREE NUMBER 18004194332, Pune, Maharashtra.
How quickly will an NEFT transfer using IDFB0041354 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Wakad Branch reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Wakad Branch branch but serve different purposes.
Is IFSC IDFB0041354 the same for all accounts at Wakad Branch branch?
Yes. The IFSC IDFB0041354 is shared by every account held at IDFC First Bank Limited's Wakad Branch branch. Only the account number changes from customer to customer.
How do I add IDFC First Bank Limited Wakad Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0041354, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDFC First Bank Limited Wakad Branch branch?
You can reach the branch at 0 during regular banking hours.
Summary
The IFSC code IDFB0041354 belongs to IDFC First Bank Limited's WAKAD BRANCH branch, located at G O SQUARE, GROUND FLOOR, SHOWROOM NO4 A,BUILDING NO A, WAKAD, PUNE 411057,… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
