This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, PATHANKOT BRANCH branch in PATHANKOT. The 11-digit IFSC IDFB0022211 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the PATHANKOT BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's PATHANKOT BRANCH branch, the IFSC IDFB0022211 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 022211 identifies this particular branch.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Pathankot Branch |
| IFSC Code | IDFB0022211 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR, SCF-4, PATEL CHOWK, IMPROVEMENT TRUST, WAKIA, PATHANKOT, PUNJAB - 145001 |
| City | Pathankot |
| District | Pathankot |
| State | Punjab |
| Phone | 1800258200 |
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Pathankot Branch branch in Pathankot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0022211.
Pathankot Branch branch overview
Located at GROUND AND FIRST FLOOR, SCF-4, PATEL CHOWK, IMPROVEMENT TRUST, WAKIA, PATHANKOT, PUNJAB - 145001, the Pathankot Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0022211 is required for all interbank electronic transfers routed through this branch.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATHANKOT BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0022211 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0022211 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0022211
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0022211 across all three.
NEFT to IDFC First Bank Limited, PATHANKOT BRANCH using IFSC IDFB0022211
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0022211, and confirm that the system picks up IDFC First Bank Limited – PATHANKOT BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PATHANKOT BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's PATHANKOT BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0022211 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – PATHANKOT BRANCH, use IMPS. With IFSC IDFB0022211 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pathankot Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0022211:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATHANKOT BRANCH is still linked to IFSC IDFB0022211.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0022211
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – PATHANKOT BRANCH is still mapped to IFSC IDFB0022211. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0022211 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pathankot Branch branch is mapped to IFSC IDFB0022211 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0022211.
Products and services
Customers walking into the Pathankot Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0022211
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0022211 and the account number together uniquely identify the Pathankot Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Pathankot Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0022211 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – PATHANKOT BRANCH:
- The IFSC is exactly IDFB0022211 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and PATHANKOT BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pathankot Branch branch sits at GROUND AND FIRST FLOOR, SCF-4, PATEL CHOWK, IMPROVEMENT TRUST, WAKIA, PATHANKOT, PUNJAB - 145001. If you are travelling from outside Pathankot, search for the branch on a maps application using the bank name and locality, or call 1800258200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0022211 and your account number.
Verifying IFSC IDFB0022211 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0022211 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800258200.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pathankot Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0022211, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedPathankot Branch Branch
GROUND AND FIRST FLOOR, SCF-4, PATEL CHOWK, IMPROVEMENT TRUST, WAKIA, PATHANKOT, PUNJAB - 145001
Pathankot, Punjab
Phone: 1800258200
IFSC: IDFB0022211
Frequently asked questions
Is IFSC IDFB0022211 valid for NEFT and RTGS?
Yes. IFSC IDFB0022211 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDFB0022211 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Pathankot Branch reflect within 30 minutes.
Does IDFC First Bank Limited Pathankot Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800258200 to confirm.
How do I add IDFC First Bank Limited Pathankot Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0022211, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDFC First Bank Limited Pathankot Branch branch?
You can reach the branch at 1800258200 during regular banking hours.
Where is IDFC First Bank Limited Pathankot Branch branch located?
IDFC First Bank Limited's Pathankot Branch branch is located at GROUND AND FIRST FLOOR, SCF-4, PATEL CHOWK, IMPROVEMENT TRUST, WAKIA, PATHANKOT, PUNJAB - 145001, Pathankot, Punjab.
Is IFSC IDFB0022211 the same for all accounts at Pathankot Branch branch?
Yes. The IFSC IDFB0022211 is shared by every account held at IDFC First Bank Limited's Pathankot Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pathankot Branch branch but serve different purposes.
Final notes
To recap: IDFB0022211 is the IFSC code of IDFC First Bank Limited, PATHANKOT BRANCH branch, in PATHANKOT, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
