IFSC Code of IDFC First Bank Limited, Pandit Deendayal Upadhyaya Nagar Branch Branch, Uttar Pradesh

If you are searching for the IFSC code of IDFC First Bank Limited, PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH branch in PANDIT DEEN DAYAL UPADHYA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0022231. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0022231 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH is IDFB0022231. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 022231 map to this branch in PANDIT DEEN DAYAL UPADHYA, UTTAR PRADESH.

Branch details at a glance

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pandit Deendayal Upadhyaya Nagar Branch branch in Pandit Deen Dayal Upadhya, Uttar Pradesh is part of this network and uses the IFSC code IDFB0022231 for all electronic settlement.

About the Pandit Deendayal Upadhyaya Nagar Branch branch

The Pandit Deendayal Upadhyaya Nagar Branch branch of IDFC First Bank Limited is situated at UPPER GROUND FLOOR, HOUSE NO. 193, VILLAGE CHANDHASI, RAHULPUR, PANDIT DEEN DAYAL UPADHAYAY NAGAR, DISTRICT CHANDAULI, MUGHAL SARAI, UTTAR PRADESH -232101, TOLLFREE NO -18602582000. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0022231 is used.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0022231 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0022231 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDFB0022231

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0022231 across all three.

How to use IFSC IDFB0022231 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0022231.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0022231 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH, use IMPS. With IFSC IDFB0022231 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Pandit Deendayal Upadhyaya Nagar Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0022231:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH is still linked to IFSC IDFB0022231.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH branch, the IFSC IDFB0022231 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Pandit Deendayal Upadhyaya Nagar Branch branch is mapped to IFSC IDFB0022231 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0022231.

Banking services available

The Pandit Deendayal Upadhyaya Nagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0022231

MICR & cheque-truncation details

Cheques drawn on the Pandit Deendayal Upadhyaya Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0022231 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDFB0022231

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0022231 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH:

• The IFSC is exactly IDFB0022231 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pandit Deendayal Upadhyaya Nagar Branch branch

The branch is located at UPPER GROUND FLOOR, HOUSE NO. 193, VILLAGE CHANDHASI, RAHULPUR, PANDIT DEEN DAYAL UPADHAYAY NAGAR, DISTRICT CHANDAULI, MUGHAL SARAI, UTTAR PRADESH -232101, TOLLFREE NO -18602582000, which puts it inside Pandit Deen Dayal Upadhya, the broader Chandauli district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Pandit Deendayal Upadhyaya Nagar Branch branch” — the verified location pin for IFSC IDFB0022231 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0022231 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0022231 for IDFC First Bank Limited – PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Pandit Deendayal Upadhyaya Nagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0022231 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0022231 is the IFSC code of IDFC First Bank Limited, PANDIT DEENDAYAL UPADHYAYA NAGAR BRANCH branch, in PANDIT DEEN DAYAL UPADHYA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.