IFSC Code of IDFC First Bank Limited, Panchkula Sector Twenty Five Branch Branch, Haryana

Use this page as a one-stop reference for everything related to IDFC First Bank Limited's PANCHKULA SECTOR TWENTY FIVE BRANCH branch in PANCHKULA, HARYANA. The branch's IFSC code IDFB0021353 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's PANCHKULA SECTOR TWENTY FIVE BRANCH branch, the IFSC IDFB0021353 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 021353 identifies this particular branch.

About IDFC First Bank Limited

IDFC First Bank Limited operates a wide network of branches across India, including the Panchkula Sector Twenty Five Branch branch in Panchkula. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0021353.

Branch details at a glance

Panchkula Sector Twenty Five Branch branch overview

Located at GROUND AND BASEMENT, SCO.109, SECTOR 25, URBAN ESTATE PANCHKULA, HARYANA 134116, the Panchkula Sector Twenty Five Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0021353 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's PANCHKULA SECTOR TWENTY FIVE BRANCH branch came to be assigned the code IDFB0021353.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0021353, money simply cannot be routed to the PANCHKULA SECTOR TWENTY FIVE BRANCH branch electronically.

Account types you can open at the Panchkula Sector Twenty Five Branch branch

Once you have an account at IDFC First Bank Limited – PANCHKULA SECTOR TWENTY FIVE BRANCH, the IFSC IDFB0021353 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Panchkula Sector Twenty Five Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0021353

How to transfer money using IFSC IDFB0021353

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021353 across all three.

How to use IFSC IDFB0021353 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's PANCHKULA SECTOR TWENTY FIVE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0021353.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as PANCHKULA SECTOR TWENTY FIVE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PANCHKULA SECTOR TWENTY FIVE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's PANCHKULA SECTOR TWENTY FIVE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0021353 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited PANCHKULA SECTOR TWENTY FIVE BRANCH (IFSC IDFB0021353)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0021353 in your mobile or internet banking app, and the money is credited to the PANCHKULA SECTOR TWENTY FIVE BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0021353 for IDFC First Bank Limited – PANCHKULA SECTOR TWENTY FIVE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Panchkula Sector Twenty Five Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDFB0021353

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – PANCHKULA SECTOR TWENTY FIVE BRANCH is still mapped to IFSC IDFB0021353. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021353 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Panchkula Sector Twenty Five Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0021353 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0021353 and the account number together uniquely identify the Panchkula Sector Twenty Five Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – PANCHKULA SECTOR TWENTY FIVE BRANCH:

• The IFSC is exactly IDFB0021353 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and PANCHKULA SECTOR TWENTY FIVE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Panchkula Sector Twenty Five Branch branch sits at GROUND AND BASEMENT, SCO.109, SECTOR 25, URBAN ESTATE PANCHKULA, HARYANA 134116. If you are travelling from outside Panchkula, search for the branch on a maps application using the bank name and locality, or call 180010888 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021353 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0021353 for IDFC First Bank Limited – PANCHKULA SECTOR TWENTY FIVE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Panchkula Sector Twenty Five Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021353 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0021353 is the IFSC code of IDFC First Bank Limited, PANCHKULA SECTOR TWENTY FIVE BRANCH branch, in PANCHKULA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.