Below are the complete branch details for IDFC First Bank Limited, PALI BRANCH branch, located in PALI, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0043104. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0043104 for IDFC First Bank Limited – PALI BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0043104 is the IFSC of IDFC First Bank Limited's PALI BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 043104 = branch identifier.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pali Branch branch in Pali, Rajasthan is part of this network and uses the IFSC code IDFB0043104 for all electronic settlement.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Pali Branch |
| IFSC Code | IDFB0043104 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO. 40 MINAXI KAYRA, VARDHMAN NAGAR, MANDIYA ROAD, PALI CITY, DISTT.- PALI, RAJASTHAN 306401, TOLL FREE NO. 18004194332 |
| City | Pali |
| District | Pali |
| State | Rajasthan |
About this branch
The branch is located at GROUND FLOOR, PLOT NO. 40 MINAXI KAYRA, VARDHMAN NAGAR, MANDIYA ROAD, PALI CITY, DISTT.- PALI, RAJASTHAN 306401, TOLL FREE NO. 18004194332. It serves the Pali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0043104 is used to identify this branch on the RBI payments network.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PALI BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0043104 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0043104 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Pali Branch branch
Once you have an account at IDFC First Bank Limited – PALI BRANCH, the IFSC IDFB0043104 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Pali Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0043104
How to transfer money using IFSC IDFB0043104
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0043104 across all three.
How to use IFSC IDFB0043104 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's PALI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0043104.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as PALI BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PALI BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's PALI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0043104 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited PALI BRANCH (IFSC IDFB0043104)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0043104 in your mobile or internet banking app, and the money is credited to the PALI BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0043104 for IDFC First Bank Limited – PALI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0043104 | Yes – IDFB0043104 | Yes – IDFB0043104 |
For most retail customers crediting the Pali Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0043104
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – PALI BRANCH is still mapped to IFSC IDFB0043104. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0043104 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDFB0043104
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PALI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0043104 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0043104 and the account number together uniquely identify the Pali Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDFB0043104
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – PALI BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0043104. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pali Branch branch sits at GROUND FLOOR, PLOT NO. 40 MINAXI KAYRA, VARDHMAN NAGAR, MANDIYA ROAD, PALI CITY, DISTT.- PALI, RAJASTHAN 306401, TOLL FREE NO. 18004194332. If you are travelling from outside Pali, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0043104 and your account number.
Verifying IFSC IDFB0043104 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0043104 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pali Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0043104, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedPali Branch Branch
GROUND FLOOR, PLOT NO. 40 MINAXI KAYRA, VARDHMAN NAGAR, MANDIYA ROAD, PALI CITY, DISTT.- PALI, RAJASTHAN 306401, TOLL FREE NO. 18004194332
Pali, Rajasthan
Phone: the branch contact number
IFSC: IDFB0043104
Frequently asked questions
Does IDFC First Bank Limited Pali Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add IDFC First Bank Limited Pali Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0043104, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDFB0043104 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0043104 to send funds instantly.
Is IFSC IDFB0043104 the same for all accounts at Pali Branch branch?
Yes. The IFSC IDFB0043104 is shared by every account held at IDFC First Bank Limited's Pali Branch branch. Only the account number changes from customer to customer.
What is the phone number of IDFC First Bank Limited Pali Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is IDFC First Bank Limited Pali Branch branch located?
IDFC First Bank Limited's Pali Branch branch is located at GROUND FLOOR, PLOT NO. 40 MINAXI KAYRA, VARDHMAN NAGAR, MANDIYA ROAD, PALI CITY, DISTT.- PALI, RAJASTHAN 306401, TOLL FREE NO. 18004194332, Pali, Rajasthan.
What is the IFSC code of IDFC First Bank Limited Pali Branch branch?
The IFSC code of IDFC First Bank Limited, Pali Branch branch is IDFB0043104. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDFB0043104 is the IFSC code of IDFC First Bank Limited, PALI BRANCH branch, in PALI, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
