If you are searching for the IFSC code of IDFC First Bank Limited, PAGDHAL BRANCH branch in PAGDHAL, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0041106. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PAGDHAL BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0041106 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's PAGDHAL BRANCH branch, the IFSC IDFB0041106 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 041106 identifies this particular branch.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Pagdhal Branch branch in Pagdhal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0041106.
About the Pagdhal Branch branch
The Pagdhal Branch branch of IDFC First Bank Limited is situated at 36KA MAIN TIMARNI ROAD GRAM PAGDHAL 24 TEHSIL SEONI MALWA DISTT. HOSHANGABAD MADHYA PRADESH461223, TOLL FREE NO 1800 419 8332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0041106 is used.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Pagdhal Branch |
| IFSC Code | IDFB0041106 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 36KA MAIN TIMARNI ROAD GRAM PAGDHAL 24 TEHSIL SEONI MALWA DISTT. HOSHANGABAD MADHYA PRADESH461223, TOLL FREE NO 1800 419 8332 |
| City | Pagdhal |
| District | Pagdhal |
| State | Madhya Pradesh |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's PAGDHAL BRANCH branch came to be assigned the code IDFB0041106.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0041106, money simply cannot be routed to the PAGDHAL BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0041106 and the account number together uniquely identify the Pagdhal Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDFB0041106
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0041106 across all three.
How to use IFSC IDFB0041106 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's PAGDHAL BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0041106.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as PAGDHAL BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PAGDHAL BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's PAGDHAL BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0041106 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited PAGDHAL BRANCH (IFSC IDFB0041106)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0041106 in your mobile or internet banking app, and the money is credited to the PAGDHAL BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0041106 for IDFC First Bank Limited – PAGDHAL BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0041106 | Yes – IDFB0041106 | Yes – IDFB0041106 |
For most retail customers crediting the Pagdhal Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0041106
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – PAGDHAL BRANCH is still mapped to IFSC IDFB0041106. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0041106 and the beneficiary's account number to complete the transfer.
Account types you can open at the Pagdhal Branch branch
Once you have an account at IDFC First Bank Limited – PAGDHAL BRANCH, the IFSC IDFB0041106 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pagdhal Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0041106
Digital banking channels
Most day-to-day work that customers used to do at the Pagdhal Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0041106 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Pagdhal Branch branch
The branch is located at 36KA MAIN TIMARNI ROAD GRAM PAGDHAL 24 TEHSIL SEONI MALWA DISTT. HOSHANGABAD MADHYA PRADESH461223, TOLL FREE NO 1800 419 8332, which puts it inside Pagdhal, the broader Pagdhal district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Pagdhal Branch branch” — the verified location pin for IFSC IDFB0041106 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0041106 and your account number.
Common mistakes to avoid when using IFSC IDFB0041106
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – PAGDHAL BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0041106. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Pagdhal Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0041106 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0041106 for IDFC First Bank Limited – PAGDHAL BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDFC First Bank LimitedPagdhal Branch Branch
36KA MAIN TIMARNI ROAD GRAM PAGDHAL 24 TEHSIL SEONI MALWA DISTT. HOSHANGABAD MADHYA PRADESH461223, TOLL FREE NO 1800 419 8332
Pagdhal, Madhya Pradesh
Phone: 0
IFSC: IDFB0041106
Frequently asked questions
Is IFSC IDFB0041106 valid for NEFT and RTGS?
Yes. IFSC IDFB0041106 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is IDFC First Bank Limited Pagdhal Branch branch located?
IDFC First Bank Limited's Pagdhal Branch branch is located at 36KA MAIN TIMARNI ROAD GRAM PAGDHAL 24 TEHSIL SEONI MALWA DISTT. HOSHANGABAD MADHYA PRADESH461223, TOLL FREE NO 1800 419 8332, Pagdhal, Madhya Pradesh.
How quickly will an NEFT transfer using IDFB0041106 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Pagdhal Branch reflect within 30 minutes.
How do I add IDFC First Bank Limited Pagdhal Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0041106, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0041106 the same for all accounts at Pagdhal Branch branch?
Yes. The IFSC IDFB0041106 is shared by every account held at IDFC First Bank Limited's Pagdhal Branch branch. Only the account number changes from customer to customer.
What is the phone number of IDFC First Bank Limited Pagdhal Branch branch?
You can reach the branch at 0 during regular banking hours.
What is the IFSC code of IDFC First Bank Limited Pagdhal Branch branch?
The IFSC code of IDFC First Bank Limited, Pagdhal Branch branch is IDFB0041106. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDFB0041106 is the IFSC code of IDFC First Bank Limited, PAGDHAL BRANCH branch, in PAGDHAL, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
