Use this page as a one-stop reference for everything related to IDFC First Bank Limited's PADRA BRANCH branch in PADRA, GUJARAT. The branch's IFSC code IDFB0042382 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – PADRA BRANCH is IDFB0042382. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 042382 map to this branch in PADRA, GUJARAT.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Padra Branch |
| IFSC Code | IDFB0042382 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR-GF1,GF2,FIRST FLOOR-FF1,FF5, FF6, CITY CENTRE, NEAR CIVIL HOSPITAL, JASPUR NAKA, PADRA, GUJARAT- 391440 |
| City | Padra |
| District | Vadodara |
| State | Gujarat |
| STD Code | 0 |
| Phone | 0 |
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Padra Branch branch in Padra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0042382.
About the Padra Branch branch
The Padra Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR-GF1,GF2,FIRST FLOOR-FF1,FF5, FF6, CITY CENTRE, NEAR CIVIL HOSPITAL, JASPUR NAKA, PADRA, GUJARAT- 391440. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0042382 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PADRA BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0042382 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0042382 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0042382
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0042382 across all three.
How to use IFSC IDFB0042382 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's PADRA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0042382.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as PADRA BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0042382
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – PADRA BRANCH, ensure your bank's portal accepts IFSC IDFB0042382 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited PADRA BRANCH (IFSC IDFB0042382)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0042382 in your mobile or internet banking app, and the money is credited to the PADRA BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0042382 for IDFC First Bank Limited – PADRA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0042382 | Yes – IDFB0042382 | Yes – IDFB0042382 |
For most retail customers crediting the Padra Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0042382
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – PADRA BRANCH is still mapped to IFSC IDFB0042382. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0042382 and the beneficiary's account number to complete the transfer.
Account types you can open at the Padra Branch branch
Once you have an account at IDFC First Bank Limited – PADRA BRANCH, the IFSC IDFB0042382 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Padra Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0042382
MICR & cheque-truncation details
Cheques drawn on the Padra Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0042382 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Padra Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0042382 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – PADRA BRANCH:
- The IFSC is exactly IDFB0042382 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and PADRA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Padra Branch branch sits at GROUND FLOOR-GF1,GF2,FIRST FLOOR-FF1,FF5, FF6, CITY CENTRE, NEAR CIVIL HOSPITAL, JASPUR NAKA, PADRA, GUJARAT- 391440. If you are travelling from outside Padra, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0042382 and your account number.
Verifying IFSC IDFB0042382 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0042382 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Padra Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0042382 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedPadra Branch Branch
GROUND FLOOR-GF1,GF2,FIRST FLOOR-FF1,FF5, FF6, CITY CENTRE, NEAR CIVIL HOSPITAL, JASPUR NAKA, PADRA, GUJARAT- 391440
Padra, Gujarat
Phone: 0
IFSC: IDFB0042382
Frequently asked questions
Can I use IFSC IDFB0042382 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0042382 to send funds instantly.
How do I add IDFC First Bank Limited Padra Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0042382, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDFB0042382 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Padra Branch reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Padra Branch branch but serve different purposes.
What is the phone number of IDFC First Bank Limited Padra Branch branch?
You can reach the branch at 0 during regular banking hours.
Where is IDFC First Bank Limited Padra Branch branch located?
IDFC First Bank Limited's Padra Branch branch is located at GROUND FLOOR-GF1,GF2,FIRST FLOOR-FF1,FF5, FF6, CITY CENTRE, NEAR CIVIL HOSPITAL, JASPUR NAKA, PADRA, GUJARAT- 391440, Padra, Gujarat.
Final notes
To recap: IDFB0042382 is the IFSC code of IDFC First Bank Limited, PADRA BRANCH branch, in PADRA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
