If you are searching for the IFSC code of IDFC First Bank Limited, OKHLA BRANCH branch in OKHLA, DELHI, this page has every detail you need. The verified IFSC code for this branch is IDFB0020107. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the OKHLA BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0020107 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0020107 is the IFSC of IDFC First Bank Limited's OKHLA BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 020107 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Okhla Branch |
| IFSC Code | IDFB0020107 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR,E-49-12 OKHLA INDUSTRIAL AREA, PHASE-2,NEAR DTC BUS DEPOT,NEW DELHI 110020 |
| City | Okhla |
| District | South East Delhi |
| State | Delhi |
| STD Code | 0 |
| Phone | 0 |
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Okhla Branch branch in Okhla, Delhi is part of this network and uses the IFSC code IDFB0020107 for all electronic settlement.
About this branch
The branch is located at FIRST FLOOR,E-49-12 OKHLA INDUSTRIAL AREA, PHASE-2,NEAR DTC BUS DEPOT,NEW DELHI 110020. It serves the Okhla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0020107 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's OKHLA BRANCH branch came to be assigned the code IDFB0020107.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0020107, money simply cannot be routed to the OKHLA BRANCH branch electronically.
How to transfer money using IFSC IDFB0020107
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0020107 across all three.
How to use IFSC IDFB0020107 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's OKHLA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0020107.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as OKHLA BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to OKHLA BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's OKHLA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0020107 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited OKHLA BRANCH (IFSC IDFB0020107)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0020107 in your mobile or internet banking app, and the money is credited to the OKHLA BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Okhla Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0020107:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at OKHLA BRANCH is still linked to IFSC IDFB0020107.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's OKHLA BRANCH branch, the IFSC IDFB0020107 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Okhla Branch branch is mapped to IFSC IDFB0020107 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0020107.
Banking services available
The Okhla Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0020107
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0020107 and the account number together uniquely identify the Okhla Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Okhla Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0020107 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – OKHLA BRANCH:
- The IFSC is exactly IDFB0020107 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and OKHLA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Okhla Branch branch
The branch is located at FIRST FLOOR,E-49-12 OKHLA INDUSTRIAL AREA, PHASE-2,NEAR DTC BUS DEPOT,NEW DELHI 110020, which puts it inside Okhla, the broader South East Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Okhla Branch branch” — the verified location pin for IFSC IDFB0020107 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0020107 and your account number.
Verifying IFSC IDFB0020107 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0020107 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Okhla Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0020107, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedOkhla Branch Branch
FIRST FLOOR,E-49-12 OKHLA INDUSTRIAL AREA, PHASE-2,NEAR DTC BUS DEPOT,NEW DELHI 110020
Okhla, Delhi
Phone: 0
IFSC: IDFB0020107
Frequently asked questions
Can I use IFSC IDFB0020107 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0020107 to send funds instantly.
How quickly will an NEFT transfer using IDFB0020107 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Okhla Branch reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Okhla Branch branch but serve different purposes.
What is the IFSC code of IDFC First Bank Limited Okhla Branch branch?
The IFSC code of IDFC First Bank Limited, Okhla Branch branch is IDFB0020107. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does IDFC First Bank Limited Okhla Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC IDFB0020107 valid for NEFT and RTGS?
Yes. IFSC IDFB0020107 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDFC First Bank Limited Okhla Branch branch?
You can reach the branch at 0 during regular banking hours.
Summary
The IFSC code IDFB0020107 belongs to IDFC First Bank Limited's OKHLA BRANCH branch, located at FIRST FLOOR,E-49-12 OKHLA INDUSTRIAL AREA, PHASE-2,NEAR DTC BUS DEPOT,NEW… in OKHLA, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
