If you are searching for the IFSC code of IDFC First Bank Limited, NEEMUCH BRANCH branch in NEEMUCH, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0043121. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NEEMUCH BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0043121 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's NEEMUCH BRANCH branch, the IFSC IDFB0043121 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 043121 identifies this particular branch.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Neemuch Branch |
| IFSC Code | IDFB0043121 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, HOUSE NO. 223, TEACHERS COLONY SCHEME NO. 17, DR. RADHA KRISHNAN NAGAR, AMBEDKAR ROAD, NEEMUCH - 458441, TOLL FREE NO. 18004194332 |
| City | Neemuch |
| District | Neemuch |
| State | Madhya Pradesh |
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Neemuch Branch branch — IFSC IDFB0043121 — extends the bank's services to customers in and around Neemuch, Madhya Pradesh.
About the Neemuch Branch branch
The Neemuch Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, HOUSE NO. 223, TEACHERS COLONY SCHEME NO. 17, DR. RADHA KRISHNAN NAGAR, AMBEDKAR ROAD, NEEMUCH - 458441, TOLL FREE NO. 18004194332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0043121 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEEMUCH BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0043121 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0043121 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0043121
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0043121 across all three.
How to use IFSC IDFB0043121 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's NEEMUCH BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0043121.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as NEEMUCH BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NEEMUCH BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's NEEMUCH BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0043121 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited NEEMUCH BRANCH (IFSC IDFB0043121)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0043121 in your mobile or internet banking app, and the money is credited to the NEEMUCH BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0043121 for IDFC First Bank Limited – NEEMUCH BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0043121 | Yes – IDFB0043121 | Yes – IDFB0043121 |
For most retail customers crediting the Neemuch Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's NEEMUCH BRANCH branch, the IFSC IDFB0043121 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Neemuch Branch branch
Once you have an account at IDFC First Bank Limited – NEEMUCH BRANCH, the IFSC IDFB0043121 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Neemuch Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0043121
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0043121 and the account number together uniquely identify the Neemuch Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDFB0043121
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NEEMUCH BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0043121 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDFB0043121
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – NEEMUCH BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0043121. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Neemuch Branch branch sits at GROUND FLOOR, HOUSE NO. 223, TEACHERS COLONY SCHEME NO. 17, DR. RADHA KRISHNAN NAGAR, AMBEDKAR ROAD, NEEMUCH - 458441, TOLL FREE NO. 18004194332. If you are travelling from outside Neemuch, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0043121 and your account number.
Verifying IFSC IDFB0043121 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0043121 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Neemuch Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0043121 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedNeemuch Branch Branch
GROUND FLOOR, HOUSE NO. 223, TEACHERS COLONY SCHEME NO. 17, DR. RADHA KRISHNAN NAGAR, AMBEDKAR ROAD, NEEMUCH - 458441, TOLL FREE NO. 18004194332
Neemuch, Madhya Pradesh
Phone: the branch contact number
IFSC: IDFB0043121
Frequently asked questions
What is the IFSC code of IDFC First Bank Limited Neemuch Branch branch?
The IFSC code of IDFC First Bank Limited, Neemuch Branch branch is IDFB0043121. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDFC First Bank Limited Neemuch Branch branch located?
IDFC First Bank Limited's Neemuch Branch branch is located at GROUND FLOOR, HOUSE NO. 223, TEACHERS COLONY SCHEME NO. 17, DR. RADHA KRISHNAN NAGAR, AMBEDKAR ROAD, NEEMUCH - 458441, TOLL FREE NO. 18004194332, Neemuch, Madhya Pradesh.
Does IDFC First Bank Limited Neemuch Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC IDFB0043121 the same for all accounts at Neemuch Branch branch?
Yes. The IFSC IDFB0043121 is shared by every account held at IDFC First Bank Limited's Neemuch Branch branch. Only the account number changes from customer to customer.
How do I add IDFC First Bank Limited Neemuch Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0043121, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDFC First Bank Limited Neemuch Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code IDFB0043121 belongs to IDFC First Bank Limited's NEEMUCH BRANCH branch, located at GROUND FLOOR, HOUSE NO. 223, TEACHERS COLONY SCHEME NO. 17, DR. RADHA KRISHNAN… in NEEMUCH, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
