This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, SANPADA BRANCH branch in NAVI MUMBAI. The 11-digit IFSC IDFB0040144 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the SANPADA BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – SANPADA BRANCH is IDFB0040144. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040144 map to this branch in NAVI MUMBAI, MAHARASHTRA.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Sanpada Branch branch in Navi Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0040144.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Sanpada Branch |
| IFSC Code | IDFB0040144 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO.6&7, THE AFFAIRES CHS, PLOT NO, 9, SECTOR 17, SANPADA, NAVI MUMBAI - 400705 |
| City | Navi Mumbai |
| District | Thane |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at GROUND FLOOR, SHOP NO.6&7, THE AFFAIRES CHS, PLOT NO, 9, SECTOR 17, SANPADA, NAVI MUMBAI - 400705. It serves the Navi Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0040144 is used to identify this branch on the RBI payments network.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANPADA BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0040144 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0040144 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sanpada Branch branch is mapped to IFSC IDFB0040144 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0040144.
Products and services
Customers walking into the Sanpada Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0040144
How to transfer money using IFSC IDFB0040144
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040144 across all three.
How to use IFSC IDFB0040144 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's SANPADA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0040144.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as SANPADA BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0040144
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – SANPADA BRANCH, ensure your bank's portal accepts IFSC IDFB0040144 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – SANPADA BRANCH, use IMPS. With IFSC IDFB0040144 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sanpada Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0040144:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANPADA BRANCH is still linked to IFSC IDFB0040144.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's SANPADA BRANCH branch, the IFSC IDFB0040144 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDFB0040144
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SANPADA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0040144 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sanpada Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0040144 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – SANPADA BRANCH:
- The IFSC is exactly IDFB0040144 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and SANPADA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sanpada Branch branch
The branch is located at GROUND FLOOR, SHOP NO.6&7, THE AFFAIRES CHS, PLOT NO, 9, SECTOR 17, SANPADA, NAVI MUMBAI - 400705, which puts it inside Navi Mumbai, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Sanpada Branch branch” — the verified location pin for IFSC IDFB0040144 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0040144 and your account number.
Verifying IFSC IDFB0040144 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0040144 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sanpada Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0040144 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedSanpada Branch Branch
GROUND FLOOR, SHOP NO.6&7, THE AFFAIRES CHS, PLOT NO, 9, SECTOR 17, SANPADA, NAVI MUMBAI - 400705
Navi Mumbai, Maharashtra
Phone: 0
IFSC: IDFB0040144
Frequently asked questions
What is the IFSC code of IDFC First Bank Limited Sanpada Branch branch?
The IFSC code of IDFC First Bank Limited, Sanpada Branch branch is IDFB0040144. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does IDFC First Bank Limited Sanpada Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC IDFB0040144 the same for all accounts at Sanpada Branch branch?
Yes. The IFSC IDFB0040144 is shared by every account held at IDFC First Bank Limited's Sanpada Branch branch. Only the account number changes from customer to customer.
Is IFSC IDFB0040144 valid for NEFT and RTGS?
Yes. IFSC IDFB0040144 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDFB0040144 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0040144 to send funds instantly.
Where is IDFC First Bank Limited Sanpada Branch branch located?
IDFC First Bank Limited's Sanpada Branch branch is located at GROUND FLOOR, SHOP NO.6&7, THE AFFAIRES CHS, PLOT NO, 9, SECTOR 17, SANPADA, NAVI MUMBAI - 400705, Navi Mumbai, Maharashtra.
How quickly will an NEFT transfer using IDFB0040144 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Sanpada Branch reflect within 30 minutes.
How do I add IDFC First Bank Limited Sanpada Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0040144, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDFB0040144 is the IFSC code of IDFC First Bank Limited, SANPADA BRANCH branch, in NAVI MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
