IFSC Code of IDFC First Bank Limited, Navi Mumbai- Koparkhairne Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, NAVI MUMBAI- KOPARKHAIRNE BRANCH branch in NAVI MUMBAI. The 11-digit IFSC IDFB0040517 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the NAVI MUMBAI- KOPARKHAIRNE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's NAVI MUMBAI- KOPARKHAIRNE BRANCH branch, the IFSC IDFB0040517 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 040517 identifies this particular branch.

About IDFC First Bank Limited

IDFC First Bank Limited operates a wide network of branches across India, including the Navi Mumbai- Koparkhairne Branch branch in Navi Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0040517.

Navi Mumbai- Koparkhairne Branch branch overview

Located at GROUND FLOOR, SHOP NO.1 TO 4, RAJHANS- 3, HOUSEFIN CO-OPHOUSING SOCIETY LIMITED, PLOT NO.23, SECTOR 11, KOPARKHAIRANE, NAVI MUMBAI, MAHARASHTRA- 400709, TOLLFREE NO - 18602582000, the Navi Mumbai- Koparkhairne Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0040517 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's NAVI MUMBAI- KOPARKHAIRNE BRANCH branch came to be assigned the code IDFB0040517.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0040517, money simply cannot be routed to the NAVI MUMBAI- KOPARKHAIRNE BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0040517 and the account number together uniquely identify the Navi Mumbai- Koparkhairne Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IDFB0040517

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040517 across all three.

NEFT to IDFC First Bank Limited, NAVI MUMBAI- KOPARKHAIRNE BRANCH using IFSC IDFB0040517

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0040517, and confirm that the system picks up IDFC First Bank Limited – NAVI MUMBAI- KOPARKHAIRNE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDFB0040517

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – NAVI MUMBAI- KOPARKHAIRNE BRANCH, ensure your bank's portal accepts IFSC IDFB0040517 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited NAVI MUMBAI- KOPARKHAIRNE BRANCH (IFSC IDFB0040517)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0040517 in your mobile or internet banking app, and the money is credited to the NAVI MUMBAI- KOPARKHAIRNE BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0040517 for IDFC First Bank Limited – NAVI MUMBAI- KOPARKHAIRNE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Navi Mumbai- Koparkhairne Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's NAVI MUMBAI- KOPARKHAIRNE BRANCH branch, the IFSC IDFB0040517 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Navi Mumbai- Koparkhairne Branch branch

Once you have an account at IDFC First Bank Limited – NAVI MUMBAI- KOPARKHAIRNE BRANCH, the IFSC IDFB0040517 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Navi Mumbai- Koparkhairne Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0040517

Digital banking channels

Most day-to-day work that customers used to do at the Navi Mumbai- Koparkhairne Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0040517 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Navi Mumbai- Koparkhairne Branch branch sits at GROUND FLOOR, SHOP NO.1 TO 4, RAJHANS- 3, HOUSEFIN CO-OPHOUSING SOCIETY LIMITED, PLOT NO.23, SECTOR 11, KOPARKHAIRANE, NAVI MUMBAI, MAHARASHTRA- 400709, TOLLFREE NO - 18602582000. If you are travelling from outside Navi Mumbai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0040517 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – NAVI MUMBAI- KOPARKHAIRNE BRANCH:

• The IFSC is exactly IDFB0040517 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and NAVI MUMBAI- KOPARKHAIRNE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Navi Mumbai- Koparkhairne Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0040517, however, work 24x7.

Verifying IFSC IDFB0040517 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0040517 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0040517 belongs to IDFC First Bank Limited's NAVI MUMBAI- KOPARKHAIRNE BRANCH branch, located at GROUND FLOOR, SHOP NO.1 TO 4, RAJHANS- 3, HOUSEFIN CO-OPHOUSING SOCIETY… in NAVI MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.