IFSC Code of IDFC First Bank Limited, Door Step Banking Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDFC First Bank Limited's DOOR STEP BANKING branch in NAVI MUMBAI, MAHARASHTRA. The branch's IFSC code IDFB0010221 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's DOOR STEP BANKING branch, the IFSC IDFB0010221 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 010221 identifies this particular branch.

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Door Step Banking branch — IFSC IDFB0010221 — extends the bank's services to customers in and around Navi Mumbai, Maharashtra.

Door Step Banking branch overview

Located at BUILDING NO. 2, 2ND 3RD & 4TH FLOOR, MIND SPACE, TTC INDUSTRIAL AREA, JUINAGAR, NAVI MUMBAI - 400706, TOLL FREE NO. 18004194332, the Door Step Banking branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0010221 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DOOR STEP BANKING of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0010221 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0010221 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0010221 and the account number together uniquely identify the Door Step Banking branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IDFB0010221

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0010221 across all three.

How to use IFSC IDFB0010221 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's DOOR STEP BANKING branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0010221.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as DOOR STEP BANKING.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DOOR STEP BANKING

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's DOOR STEP BANKING branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0010221 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited DOOR STEP BANKING (IFSC IDFB0010221)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0010221 in your mobile or internet banking app, and the money is credited to the DOOR STEP BANKING branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Door Step Banking

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0010221:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DOOR STEP BANKING is still linked to IFSC IDFB0010221.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0010221

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – DOOR STEP BANKING is still mapped to IFSC IDFB0010221. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0010221 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Door Step Banking branch is mapped to IFSC IDFB0010221 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0010221.

Products and services

Customers walking into the Door Step Banking branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0010221

Online banking and IFSC IDFB0010221

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DOOR STEP BANKING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0010221 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Door Step Banking branch sits at BUILDING NO. 2, 2ND 3RD & 4TH FLOOR, MIND SPACE, TTC INDUSTRIAL AREA, JUINAGAR, NAVI MUMBAI - 400706, TOLL FREE NO. 18004194332. If you are travelling from outside Navi Mumbai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0010221 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – DOOR STEP BANKING:

• The IFSC is exactly IDFB0010221 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and DOOR STEP BANKING as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Door Step Banking are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0010221 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0010221 for IDFC First Bank Limited – DOOR STEP BANKING, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0010221 belongs to IDFC First Bank Limited's DOOR STEP BANKING branch, located at BUILDING NO. 2, 2ND 3RD & 4TH FLOOR, MIND SPACE, TTC INDUSTRIAL AREA,… in NAVI MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.