IFSC Code of IDFC First Bank Limited, Narasapuram Branch Branch, Andhra Pradesh

If you are searching for the IFSC code of IDFC First Bank Limited, NARASAPURAM BRANCH branch in NARASAPURAM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0081042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NARASAPURAM BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0081042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDFB0081042 is the IFSC of IDFC First Bank Limited's NARASAPURAM BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 081042 = branch identifier.

Branch details at a glance

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Narasapuram Branch branch — IFSC IDFB0081042 — extends the bank's services to customers in and around Narasapuram, Andhra Pradesh.

About this branch

The branch is located at 1ST FLOOR, DOOR NO. 5-4-23, DR. KRISHNAIAH COMPLEX, STEAMER ROAD, NEXT TO JANAKI HOSPITAL, NARASARAPURAM, WEST GODAVARI DISTRICT ,ANDHRA PRADESH- 534275, TOLL FREE NO. - 18004194332. It serves the Narasapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0081042 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's NARASAPURAM BRANCH branch came to be assigned the code IDFB0081042.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0081042, money simply cannot be routed to the NARASAPURAM BRANCH branch electronically.

How to transfer money using IFSC IDFB0081042

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0081042 across all three.

NEFT to IDFC First Bank Limited, NARASAPURAM BRANCH using IFSC IDFB0081042

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0081042, and confirm that the system picks up IDFC First Bank Limited – NARASAPURAM BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDFB0081042

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – NARASAPURAM BRANCH, ensure your bank's portal accepts IFSC IDFB0081042 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – NARASAPURAM BRANCH, use IMPS. With IFSC IDFB0081042 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Narasapuram Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0081042:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NARASAPURAM BRANCH is still linked to IFSC IDFB0081042.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0081042

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – NARASAPURAM BRANCH is still mapped to IFSC IDFB0081042. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0081042 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Narasapuram Branch branch is mapped to IFSC IDFB0081042 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0081042.

Products and services

Customers walking into the Narasapuram Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0081042

MICR & cheque-truncation details

Cheques drawn on the Narasapuram Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0081042 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDFB0081042

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NARASAPURAM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0081042 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – NARASAPURAM BRANCH:

• The IFSC is exactly IDFB0081042 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and NARASAPURAM BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Narasapuram Branch branch

The branch is located at 1ST FLOOR, DOOR NO. 5-4-23, DR. KRISHNAIAH COMPLEX, STEAMER ROAD, NEXT TO JANAKI HOSPITAL, NARASARAPURAM, WEST GODAVARI DISTRICT ,ANDHRA PRADESH- 534275, TOLL FREE NO. - 18004194332, which puts it inside Narasapuram, the broader West Godhavari district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Narasapuram Branch branch” — the verified location pin for IFSC IDFB0081042 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0081042 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0081042 for IDFC First Bank Limited – NARASAPURAM BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Narasapuram Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0081042 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0081042 is the IFSC code of IDFC First Bank Limited, NARASAPURAM BRANCH branch, in NARASAPURAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.