If you are searching for the IFSC code of IDFC First Bank Limited, PRABHDEVI BRANCH branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IDFB0040102. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PRABHDEVI BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0040102 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0040102 is the IFSC of IDFC First Bank Limited's PRABHDEVI BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 040102 = branch identifier.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Prabhdevi Branch branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0040102.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Prabhdevi Branch |
| IFSC Code | IDFB0040102 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SANE GURUJI PREMISE CO-OP. SOCIETY LTD, BLOCK NO. 5, GROUND FLOOR, 386, VEER SAVARKA MARG, PRABHDEVI, MUMBAI - 400025 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 43407802 |
About the Prabhdevi Branch branch
The Prabhdevi Branch branch of IDFC First Bank Limited is situated at SANE GURUJI PREMISE CO-OP. SOCIETY LTD, BLOCK NO. 5, GROUND FLOOR, 386, VEER SAVARKA MARG, PRABHDEVI, MUMBAI - 400025. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0040102 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRABHDEVI BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0040102 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0040102 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Prabhdevi Branch branch is mapped to IFSC IDFB0040102 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0040102.
Banking services available
The Prabhdevi Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-43407802.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0040102
How to transfer money using IFSC IDFB0040102
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040102 across all three.
NEFT to IDFC First Bank Limited, PRABHDEVI BRANCH using IFSC IDFB0040102
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0040102, and confirm that the system picks up IDFC First Bank Limited – PRABHDEVI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PRABHDEVI BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's PRABHDEVI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0040102 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – PRABHDEVI BRANCH, use IMPS. With IFSC IDFB0040102 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Prabhdevi Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0040102:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PRABHDEVI BRANCH is still linked to IFSC IDFB0040102.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0040102
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – PRABHDEVI BRANCH is still mapped to IFSC IDFB0040102. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0040102 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDFB0040102
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PRABHDEVI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0040102 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Prabhdevi Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0040102 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDFB0040102
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – PRABHDEVI BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0040102. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Prabhdevi Branch branch sits at SANE GURUJI PREMISE CO-OP. SOCIETY LTD, BLOCK NO. 5, GROUND FLOOR, 386, VEER SAVARKA MARG, PRABHDEVI, MUMBAI - 400025. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-43407802 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0040102 and your account number.
Verifying IFSC IDFB0040102 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0040102 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-43407802.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Prabhdevi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0040102, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedPrabhdevi Branch Branch
SANE GURUJI PREMISE CO-OP. SOCIETY LTD, BLOCK NO. 5, GROUND FLOOR, 386, VEER SAVARKA MARG, PRABHDEVI, MUMBAI - 400025
Mumbai, Maharashtra
Phone: 22-43407802
IFSC: IDFB0040102
Frequently asked questions
How do I add IDFC First Bank Limited Prabhdevi Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0040102, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Prabhdevi Branch branch but serve different purposes.
What is the IFSC code of IDFC First Bank Limited Prabhdevi Branch branch?
The IFSC code of IDFC First Bank Limited, Prabhdevi Branch branch is IDFB0040102. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDFB0040102 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0040102 to send funds instantly.
Is IFSC IDFB0040102 valid for NEFT and RTGS?
Yes. IFSC IDFB0040102 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDFB0040102 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Prabhdevi Branch reflect within 30 minutes.
Where is IDFC First Bank Limited Prabhdevi Branch branch located?
IDFC First Bank Limited's Prabhdevi Branch branch is located at SANE GURUJI PREMISE CO-OP. SOCIETY LTD, BLOCK NO. 5, GROUND FLOOR, 386, VEER SAVARKA MARG, PRABHDEVI, MUMBAI - 400025, Mumbai, Maharashtra.
Final notes
To recap: IDFB0040102 is the IFSC code of IDFC First Bank Limited, PRABHDEVI BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
