IFSC Code of IDFC First Bank Limited, Mumbai- Mulund East Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDFC First Bank Limited's MUMBAI- MULUND EAST BRANCH branch in MUMBAI, MAHARASHTRA. The branch's IFSC code IDFB0040511 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's MUMBAI- MULUND EAST BRANCH branch, the IFSC IDFB0040511 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 040511 identifies this particular branch.

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai- Mulund East Branch branch in Mumbai, Maharashtra is part of this network and uses the IFSC code IDFB0040511 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at GROUND AND 1ST FLOOR, CTS.NO. 714/5, SHOP NO.5, ROMELL VASANTHI, VASANT VIHAR CHS LIMITED, NAVGHAR ROAD, MULUND(EAST), MUMBAI-4000081, TOLL FREE N0-18602582000. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0040511 is used to identify this branch on the RBI payments network.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI- MULUND EAST BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0040511 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0040511 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mumbai- Mulund East Branch branch is mapped to IFSC IDFB0040511 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0040511.

Products and services

Customers walking into the Mumbai- Mulund East Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0040511

How to transfer money using IFSC IDFB0040511

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040511 across all three.

NEFT to IDFC First Bank Limited, MUMBAI- MULUND EAST BRANCH using IFSC IDFB0040511

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0040511, and confirm that the system picks up IDFC First Bank Limited – MUMBAI- MULUND EAST BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MUMBAI- MULUND EAST BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's MUMBAI- MULUND EAST BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0040511 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited MUMBAI- MULUND EAST BRANCH (IFSC IDFB0040511)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0040511 in your mobile or internet banking app, and the money is credited to the MUMBAI- MULUND EAST BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0040511 for IDFC First Bank Limited – MUMBAI- MULUND EAST BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mumbai- Mulund East Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDFB0040511

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – MUMBAI- MULUND EAST BRANCH is still mapped to IFSC IDFB0040511. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0040511 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDFB0040511

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAI- MULUND EAST BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0040511 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0040511 and the account number together uniquely identify the Mumbai- Mulund East Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – MUMBAI- MULUND EAST BRANCH:

• The IFSC is exactly IDFB0040511 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and MUMBAI- MULUND EAST BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mumbai- Mulund East Branch branch sits at GROUND AND 1ST FLOOR, CTS.NO. 714/5, SHOP NO.5, ROMELL VASANTHI, VASANT VIHAR CHS LIMITED, NAVGHAR ROAD, MULUND(EAST), MUMBAI-4000081, TOLL FREE N0-18602582000. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0040511 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0040511 for IDFC First Bank Limited – MUMBAI- MULUND EAST BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mumbai- Mulund East Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0040511 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0040511 belongs to IDFC First Bank Limited's MUMBAI- MULUND EAST BRANCH branch, located at GROUND AND 1ST FLOOR, CTS.NO. 714/5, SHOP NO.5, ROMELL VASANTHI, VASANT VIHAR… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.