IFSC Code of IDFC First Bank Limited, Credit Card and Allied Services Division Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch in MUMBAI, MAHARASHTRA. The branch's IFSC code IDFB0010225 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch, the IFSC IDFB0010225 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 010225 identifies this particular branch.

Branch details at a glance

About IDFC First Bank Limited

IDFC First Bank Limited operates a wide network of branches across India, including the Credit Card and Allied Services Division branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0010225.

Credit Card and Allied Services Division branch overview

Located at ONE INDIABULLS,1001-1002 -10 FLR- TOWER 2A-2B,JUPITER MILL COMPND 841,SENAPATI BAPAT MRG,ELPHINSTON RD-E,MUMBAI- 400013, TOLLFREE NO. 18004194332, the Credit Card and Allied Services Division branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0010225 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch came to be assigned the code IDFB0010225.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0010225, money simply cannot be routed to the CREDIT CARD AND ALLIED SERVICES DIVISION branch electronically.

How to transfer money using IFSC IDFB0010225

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0010225 across all three.

NEFT to IDFC First Bank Limited, CREDIT CARD AND ALLIED SERVICES DIVISION using IFSC IDFB0010225

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0010225, and confirm that the system picks up IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CREDIT CARD AND ALLIED SERVICES DIVISION

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0010225 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited CREDIT CARD AND ALLIED SERVICES DIVISION (IFSC IDFB0010225)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0010225 in your mobile or internet banking app, and the money is credited to the CREDIT CARD AND ALLIED SERVICES DIVISION branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Credit Card and Allied Services Division

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0010225:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CREDIT CARD AND ALLIED SERVICES DIVISION is still linked to IFSC IDFB0010225.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch, the IFSC IDFB0010225 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Credit Card and Allied Services Division branch is mapped to IFSC IDFB0010225 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0010225.

Banking services available

The Credit Card and Allied Services Division branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0010225

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0010225 and the account number together uniquely identify the Credit Card and Allied Services Division branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Credit Card and Allied Services Division branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0010225 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC IDFB0010225

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0010225.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Credit Card and Allied Services Division branch

The branch is located at ONE INDIABULLS,1001-1002 -10 FLR- TOWER 2A-2B,JUPITER MILL COMPND 841,SENAPATI BAPAT MRG,ELPHINSTON RD-E,MUMBAI- 400013, TOLLFREE NO. 18004194332, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Credit Card and Allied Services Division branch” — the verified location pin for IFSC IDFB0010225 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0010225 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0010225 for IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Credit Card and Allied Services Division branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0010225, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0010225 belongs to IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch, located at ONE INDIABULLS,1001-1002 -10 FLR- TOWER 2A-2B,JUPITER MILL COMPND 841,SENAPATI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.