IFSC Code of IDFC First Bank Limited, Credit Card and Allied Services Division Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, CREDIT CARD AND ALLIED SERVICES DIVISION branch in MUMBAI. The 11-digit IFSC IDFB0010224 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the CREDIT CARD AND ALLIED SERVICES DIVISION location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION is IDFB0010224. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 010224 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Credit Card and Allied Services Division branch in Mumbai, Maharashtra is part of this network and uses the IFSC code IDFB0010224 for all electronic settlement.

About this branch

The branch is located at ONE INDIABULLS,1001-1002-10 FLR-TOWER 2A/2B,JUPITER MILL COMPND 841,SENAPATI BAPAT MRG ELPHINSTON RD(E),MUMBAI 400013, TOLL FREE NO -18004194332. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0010224 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch came to be assigned the code IDFB0010224.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0010224, money simply cannot be routed to the CREDIT CARD AND ALLIED SERVICES DIVISION branch electronically.

How to transfer money using IFSC IDFB0010224

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0010224 across all three.

NEFT to IDFC First Bank Limited, CREDIT CARD AND ALLIED SERVICES DIVISION using IFSC IDFB0010224

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0010224, and confirm that the system picks up IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDFB0010224

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION, ensure your bank's portal accepts IFSC IDFB0010224 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION, use IMPS. With IFSC IDFB0010224 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Credit Card and Allied Services Division

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0010224:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CREDIT CARD AND ALLIED SERVICES DIVISION is still linked to IFSC IDFB0010224.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch, the IFSC IDFB0010224 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Credit Card and Allied Services Division branch is mapped to IFSC IDFB0010224 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0010224.

Banking services available

The Credit Card and Allied Services Division branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0010224

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0010224 and the account number together uniquely identify the Credit Card and Allied Services Division branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDFB0010224

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CREDIT CARD AND ALLIED SERVICES DIVISION branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0010224 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION:

• The IFSC is exactly IDFB0010224 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and CREDIT CARD AND ALLIED SERVICES DIVISION as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Credit Card and Allied Services Division branch

The branch is located at ONE INDIABULLS,1001-1002-10 FLR-TOWER 2A/2B,JUPITER MILL COMPND 841,SENAPATI BAPAT MRG ELPHINSTON RD(E),MUMBAI 400013, TOLL FREE NO -18004194332, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Credit Card and Allied Services Division branch” — the verified location pin for IFSC IDFB0010224 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0010224 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0010224 for IDFC First Bank Limited – CREDIT CARD AND ALLIED SERVICES DIVISION, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Credit Card and Allied Services Division branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0010224, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0010224 belongs to IDFC First Bank Limited's CREDIT CARD AND ALLIED SERVICES DIVISION branch, located at ONE INDIABULLS,1001-1002-10 FLR-TOWER 2A/2B,JUPITER MILL COMPND 841,SENAPATI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.