Use this page as a one-stop reference for everything related to IDFC First Bank Limited's CHEMBUR BRANCH branch in MUMBAI, MAHARASHTRA. The branch's IFSC code IDFB0040104 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – CHEMBUR BRANCH is IDFB0040104. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040104 map to this branch in MUMBAI, MAHARASHTRA.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chembur Branch branch in Mumbai, Maharashtra is part of this network and uses the IFSC code IDFB0040104 for all electronic settlement.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Chembur Branch |
| IFSC Code | IDFB0040104 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GLAMCENT, GF & 1ST FLOOR, 350, CENTRAL AVENUE ROAD, CHEMBUR, MUMBAI, 400071 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 30066401 |
About this branch
The branch is located at GLAMCENT, GF & 1ST FLOOR, 350, CENTRAL AVENUE ROAD, CHEMBUR, MUMBAI, 400071. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0040104 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's CHEMBUR BRANCH branch came to be assigned the code IDFB0040104.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0040104, money simply cannot be routed to the CHEMBUR BRANCH branch electronically.
Products and account variants supported
Every account opened at the Chembur Branch branch is mapped to IFSC IDFB0040104 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0040104.
Products and services
Customers walking into the Chembur Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0040104
How to transfer money using IFSC IDFB0040104
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040104 across all three.
How to use IFSC IDFB0040104 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's CHEMBUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0040104.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as CHEMBUR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHEMBUR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's CHEMBUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0040104 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited CHEMBUR BRANCH (IFSC IDFB0040104)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0040104 in your mobile or internet banking app, and the money is credited to the CHEMBUR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0040104 for IDFC First Bank Limited – CHEMBUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0040104 | Yes – IDFB0040104 | Yes – IDFB0040104 |
For most retail customers crediting the Chembur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's CHEMBUR BRANCH branch, the IFSC IDFB0040104 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDFB0040104
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHEMBUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0040104 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0040104 and the account number together uniquely identify the Chembur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – CHEMBUR BRANCH:
- The IFSC is exactly IDFB0040104 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and CHEMBUR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chembur Branch branch
The branch is located at GLAMCENT, GF & 1ST FLOOR, 350, CENTRAL AVENUE ROAD, CHEMBUR, MUMBAI, 400071, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Chembur Branch branch” — the verified location pin for IFSC IDFB0040104 should appear at the top of the results.
- Confirm the branch is open by calling 22-30066401 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0040104 and your account number.
Verifying IFSC IDFB0040104 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0040104 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-30066401.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chembur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0040104, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedChembur Branch Branch
GLAMCENT, GF & 1ST FLOOR, 350, CENTRAL AVENUE ROAD, CHEMBUR, MUMBAI, 400071
Mumbai, Maharashtra
Phone: 22-30066401
IFSC: IDFB0040104
Frequently asked questions
How do I add IDFC First Bank Limited Chembur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0040104, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDFC First Bank Limited Chembur Branch branch?
You can reach the branch at 22-30066401 during regular banking hours.
Is IFSC IDFB0040104 the same for all accounts at Chembur Branch branch?
Yes. The IFSC IDFB0040104 is shared by every account held at IDFC First Bank Limited's Chembur Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chembur Branch branch but serve different purposes.
Can I use IFSC IDFB0040104 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0040104 to send funds instantly.
Is IFSC IDFB0040104 valid for NEFT and RTGS?
Yes. IFSC IDFB0040104 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDFC First Bank Limited Chembur Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-30066401 to confirm.
Where is IDFC First Bank Limited Chembur Branch branch located?
IDFC First Bank Limited's Chembur Branch branch is located at GLAMCENT, GF & 1ST FLOOR, 350, CENTRAL AVENUE ROAD, CHEMBUR, MUMBAI, 400071, Mumbai, Maharashtra.
Summary
The IFSC code IDFB0040104 belongs to IDFC First Bank Limited's CHEMBUR BRANCH branch, located at GLAMCENT, GF & 1ST FLOOR, 350, CENTRAL AVENUE ROAD, CHEMBUR, MUMBAI, 400071 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
