Use this page as a one-stop reference for everything related to IDFC First Bank Limited's MULUND BRANCH branch in MULUND, MAHARASHTRA. The branch's IFSC code IDFB0040109 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's MULUND BRANCH branch, the IFSC IDFB0040109 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 040109 identifies this particular branch.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Mulund Branch branch in Mulund. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0040109.
Mulund Branch branch overview
Located at RUNWAL GREENS BUILIDING,GOREGAON MULUND LINK ROAD, NEXT TO FORTIS HOSPITAL, MULUND WEST, MUMBAI 4000708 TOLLFREE NUMBER 18004194332, the Mulund Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0040109 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Mulund Branch |
| IFSC Code | IDFB0040109 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RUNWAL GREENS BUILIDING,GOREGAON MULUND LINK ROAD, NEXT TO FORTIS HOSPITAL, MULUND WEST, MUMBAI 4000708 TOLLFREE NUMBER 18004194332 |
| City | Mulund |
| District | Mumbai Suburban |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 0 |
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MULUND BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0040109 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0040109 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0040109 and the account number together uniquely identify the Mulund Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDFB0040109
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0040109 across all three.
How to use IFSC IDFB0040109 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's MULUND BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0040109.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as MULUND BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0040109
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – MULUND BRANCH, ensure your bank's portal accepts IFSC IDFB0040109 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – MULUND BRANCH, use IMPS. With IFSC IDFB0040109 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0040109 for IDFC First Bank Limited – MULUND BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0040109 | Yes – IDFB0040109 | Yes – IDFB0040109 |
For most retail customers crediting the Mulund Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's MULUND BRANCH branch, the IFSC IDFB0040109 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Mulund Branch branch
Once you have an account at IDFC First Bank Limited – MULUND BRANCH, the IFSC IDFB0040109 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mulund Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0040109
Online banking and IFSC IDFB0040109
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MULUND BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0040109 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mulund Branch branch sits at RUNWAL GREENS BUILIDING,GOREGAON MULUND LINK ROAD, NEXT TO FORTIS HOSPITAL, MULUND WEST, MUMBAI 4000708 TOLLFREE NUMBER 18004194332. If you are travelling from outside Mulund, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0040109 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – MULUND BRANCH:
- The IFSC is exactly IDFB0040109 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and MULUND BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mulund Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0040109 continue to work without interruption.
Verifying IFSC IDFB0040109 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0040109 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
IDFC First Bank LimitedMulund Branch Branch
RUNWAL GREENS BUILIDING,GOREGAON MULUND LINK ROAD, NEXT TO FORTIS HOSPITAL, MULUND WEST, MUMBAI 4000708 TOLLFREE NUMBER 18004194332
Mulund, Maharashtra
Phone: 0
IFSC: IDFB0040109
Frequently asked questions
How quickly will an NEFT transfer using IDFB0040109 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Mulund Branch reflect within 30 minutes.
Can I use IFSC IDFB0040109 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0040109 to send funds instantly.
What is the IFSC code of IDFC First Bank Limited Mulund Branch branch?
The IFSC code of IDFC First Bank Limited, Mulund Branch branch is IDFB0040109. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDFB0040109 valid for NEFT and RTGS?
Yes. IFSC IDFB0040109 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDFC First Bank Limited Mulund Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0040109, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDFC First Bank Limited Mulund Branch branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC IDFB0040109 the same for all accounts at Mulund Branch branch?
Yes. The IFSC IDFB0040109 is shared by every account held at IDFC First Bank Limited's Mulund Branch branch. Only the account number changes from customer to customer.
Does IDFC First Bank Limited Mulund Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Summary
The IFSC code IDFB0040109 belongs to IDFC First Bank Limited's MULUND BRANCH branch, located at RUNWAL GREENS BUILIDING,GOREGAON MULUND LINK ROAD, NEXT TO FORTIS HOSPITAL,… in MULUND, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
