Below are the complete branch details for IDFC First Bank Limited, MOHALI PHASE TEN BRANCH branch, located in MOHALI, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0021373. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0021373 for IDFC First Bank Limited – MOHALI PHASE TEN BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's MOHALI PHASE TEN BRANCH branch, the IFSC IDFB0021373 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 021373 identifies this particular branch.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Mohali Phase Ten Branch |
| IFSC Code | IDFB0021373 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SCF-15, PHASE-10, MOHALI, PUNJAB- 160062, TOLL FREE NO.- 18004194332 |
| City | Mohali |
| District | Sahibzada Ajit Singh Nagar |
| State | Punjab |
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mohali Phase Ten Branch branch in Mohali, Punjab is part of this network and uses the IFSC code IDFB0021373 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, SCF-15, PHASE-10, MOHALI, PUNJAB- 160062, TOLL FREE NO.- 18004194332. It serves the Mohali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0021373 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's MOHALI PHASE TEN BRANCH branch came to be assigned the code IDFB0021373.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0021373, money simply cannot be routed to the MOHALI PHASE TEN BRANCH branch electronically.
How to transfer money using IFSC IDFB0021373
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021373 across all three.
NEFT to IDFC First Bank Limited, MOHALI PHASE TEN BRANCH using IFSC IDFB0021373
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0021373, and confirm that the system picks up IDFC First Bank Limited – MOHALI PHASE TEN BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MOHALI PHASE TEN BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's MOHALI PHASE TEN BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0021373 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – MOHALI PHASE TEN BRANCH, use IMPS. With IFSC IDFB0021373 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0021373 for IDFC First Bank Limited – MOHALI PHASE TEN BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0021373 | Yes – IDFB0021373 | Yes – IDFB0021373 |
For most retail customers crediting the Mohali Phase Ten Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0021373
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – MOHALI PHASE TEN BRANCH is still mapped to IFSC IDFB0021373. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021373 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mohali Phase Ten Branch branch
Once you have an account at IDFC First Bank Limited – MOHALI PHASE TEN BRANCH, the IFSC IDFB0021373 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mohali Phase Ten Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0021373
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0021373 and the account number together uniquely identify the Mohali Phase Ten Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mohali Phase Ten Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0021373 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDFB0021373
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – MOHALI PHASE TEN BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0021373. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mohali Phase Ten Branch branch sits at GROUND FLOOR, SCF-15, PHASE-10, MOHALI, PUNJAB- 160062, TOLL FREE NO.- 18004194332. If you are travelling from outside Mohali, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021373 and your account number.
Verifying IFSC IDFB0021373 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0021373 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mohali Phase Ten Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021373 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedMohali Phase Ten Branch Branch
GROUND FLOOR, SCF-15, PHASE-10, MOHALI, PUNJAB- 160062, TOLL FREE NO.- 18004194332
Mohali, Punjab
Phone: the branch contact number
IFSC: IDFB0021373
Frequently asked questions
Does IDFC First Bank Limited Mohali Phase Ten Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC IDFB0021373 the same for all accounts at Mohali Phase Ten Branch branch?
Yes. The IFSC IDFB0021373 is shared by every account held at IDFC First Bank Limited's Mohali Phase Ten Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mohali Phase Ten Branch branch but serve different purposes.
Is IFSC IDFB0021373 valid for NEFT and RTGS?
Yes. IFSC IDFB0021373 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of IDFC First Bank Limited Mohali Phase Ten Branch branch?
The IFSC code of IDFC First Bank Limited, Mohali Phase Ten Branch branch is IDFB0021373. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDFB0021373 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0021373 to send funds instantly.
How quickly will an NEFT transfer using IDFB0021373 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Mohali Phase Ten Branch reflect within 30 minutes.
Summary
The IFSC code IDFB0021373 belongs to IDFC First Bank Limited's MOHALI PHASE TEN BRANCH branch, located at GROUND FLOOR, SCF-15, PHASE-10, MOHALI, PUNJAB- 160062, TOLL FREE NO.-… in MOHALI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
