This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, LUCKNOW - ALIGANJ BRANCH branch in LUCKNOW. The 11-digit IFSC IDFB0021257 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the LUCKNOW - ALIGANJ BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0021257 is the IFSC of IDFC First Bank Limited's LUCKNOW - ALIGANJ BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 021257 = branch identifier.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Lucknow - Aliganj Branch branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0021257.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Lucknow - Aliganj Branch |
| IFSC Code | IDFB0021257 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, PLOT NO. A-6/C, SECTOR C, ZONE -3, ALIGANJ STREET, ALIGANJ, LUCKNOW - 226024, TOLLFREE NO.- 18602582000 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
Lucknow - Aliganj Branch branch overview
Located at UPPER GROUND FLOOR, PLOT NO. A-6/C, SECTOR C, ZONE -3, ALIGANJ STREET, ALIGANJ, LUCKNOW - 226024, TOLLFREE NO.- 18602582000, the Lucknow - Aliganj Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0021257 is required for all interbank electronic transfers routed through this branch.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LUCKNOW - ALIGANJ BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0021257 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0021257 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Lucknow - Aliganj Branch branch is mapped to IFSC IDFB0021257 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0021257.
Products and services
Customers walking into the Lucknow - Aliganj Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0021257
How to transfer money using IFSC IDFB0021257
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021257 across all three.
NEFT to IDFC First Bank Limited, LUCKNOW - ALIGANJ BRANCH using IFSC IDFB0021257
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0021257, and confirm that the system picks up IDFC First Bank Limited – LUCKNOW - ALIGANJ BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0021257
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – LUCKNOW - ALIGANJ BRANCH, ensure your bank's portal accepts IFSC IDFB0021257 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – LUCKNOW - ALIGANJ BRANCH, use IMPS. With IFSC IDFB0021257 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Lucknow - Aliganj Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021257:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LUCKNOW - ALIGANJ BRANCH is still linked to IFSC IDFB0021257.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's LUCKNOW - ALIGANJ BRANCH branch, the IFSC IDFB0021257 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDFB0021257
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the LUCKNOW - ALIGANJ BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0021257 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Lucknow - Aliganj Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0021257 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDFB0021257
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – LUCKNOW - ALIGANJ BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0021257. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Lucknow - Aliganj Branch branch sits at UPPER GROUND FLOOR, PLOT NO. A-6/C, SECTOR C, ZONE -3, ALIGANJ STREET, ALIGANJ, LUCKNOW - 226024, TOLLFREE NO.- 18602582000. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021257 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0021257 for IDFC First Bank Limited – LUCKNOW - ALIGANJ BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Lucknow - Aliganj Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021257 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedLucknow - Aliganj Branch Branch
UPPER GROUND FLOOR, PLOT NO. A-6/C, SECTOR C, ZONE -3, ALIGANJ STREET, ALIGANJ, LUCKNOW - 226024, TOLLFREE NO.- 18602582000
Lucknow, Uttar Pradesh
Phone: the branch contact number
IFSC: IDFB0021257
Frequently asked questions
What is the phone number of IDFC First Bank Limited Lucknow - Aliganj Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is IDFC First Bank Limited Lucknow - Aliganj Branch branch located?
IDFC First Bank Limited's Lucknow - Aliganj Branch branch is located at UPPER GROUND FLOOR, PLOT NO. A-6/C, SECTOR C, ZONE -3, ALIGANJ STREET, ALIGANJ, LUCKNOW - 226024, TOLLFREE NO.- 18602582000, Lucknow, Uttar Pradesh.
What is the IFSC code of IDFC First Bank Limited Lucknow - Aliganj Branch branch?
The IFSC code of IDFC First Bank Limited, Lucknow - Aliganj Branch branch is IDFB0021257. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDFB0021257 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0021257 to send funds instantly.
How quickly will an NEFT transfer using IDFB0021257 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Lucknow - Aliganj Branch reflect within 30 minutes.
How do I add IDFC First Bank Limited Lucknow - Aliganj Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0021257, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0021257 valid for NEFT and RTGS?
Yes. IFSC IDFB0021257 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDFC First Bank Limited Lucknow - Aliganj Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code IDFB0021257 belongs to IDFC First Bank Limited's LUCKNOW - ALIGANJ BRANCH branch, located at UPPER GROUND FLOOR, PLOT NO. A-6/C, SECTOR C, ZONE -3, ALIGANJ STREET,… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
