Use this page as a one-stop reference for everything related to IDFC First Bank Limited's CALICUT BRANCH branch in KOZHIKODE, KERALA. The branch's IFSC code IDFB0080931 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0080931 is the IFSC of IDFC First Bank Limited's CALICUT BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 080931 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Calicut Branch |
| IFSC Code | IDFB0080931 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SURVEY NO. 87/1/3/6, EEPEES ARCADE, YMCA CROSS ROAD, KASABA VILLAGE, KOZHIKODE TALUK, KOZHIKODE DISTRICT, KERALA STATE, PINCODE - 673001, TOLL FREE NO. - 18004194332 |
| City | Kozhikode |
| District | Kozhikode |
| State | Kerala |
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Calicut Branch branch in Kozhikode. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0080931.
Calicut Branch branch overview
Located at GROUND FLOOR, SURVEY NO. 87/1/3/6, EEPEES ARCADE, YMCA CROSS ROAD, KASABA VILLAGE, KOZHIKODE TALUK, KOZHIKODE DISTRICT, KERALA STATE, PINCODE - 673001, TOLL FREE NO. - 18004194332, the Calicut Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0080931 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's CALICUT BRANCH branch came to be assigned the code IDFB0080931.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080931, money simply cannot be routed to the CALICUT BRANCH branch electronically.
How to transfer money using IFSC IDFB0080931
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080931 across all three.
NEFT to IDFC First Bank Limited, CALICUT BRANCH using IFSC IDFB0080931
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0080931, and confirm that the system picks up IDFC First Bank Limited – CALICUT BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CALICUT BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's CALICUT BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0080931 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited CALICUT BRANCH (IFSC IDFB0080931)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0080931 in your mobile or internet banking app, and the money is credited to the CALICUT BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Calicut Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080931:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CALICUT BRANCH is still linked to IFSC IDFB0080931.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's CALICUT BRANCH branch, the IFSC IDFB0080931 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Calicut Branch branch is mapped to IFSC IDFB0080931 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080931.
Banking services available
The Calicut Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0080931
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0080931 and the account number together uniquely identify the Calicut Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDFB0080931
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CALICUT BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080931 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDFB0080931
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – CALICUT BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0080931. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Calicut Branch branch
The branch is located at GROUND FLOOR, SURVEY NO. 87/1/3/6, EEPEES ARCADE, YMCA CROSS ROAD, KASABA VILLAGE, KOZHIKODE TALUK, KOZHIKODE DISTRICT, KERALA STATE, PINCODE - 673001, TOLL FREE NO. - 18004194332, which puts it inside Kozhikode, the broader Kozhikode district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Calicut Branch branch” — the verified location pin for IFSC IDFB0080931 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0080931 and your account number.
Verifying IFSC IDFB0080931 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080931 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Calicut Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0080931 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedCalicut Branch Branch
GROUND FLOOR, SURVEY NO. 87/1/3/6, EEPEES ARCADE, YMCA CROSS ROAD, KASABA VILLAGE, KOZHIKODE TALUK, KOZHIKODE DISTRICT, KERALA STATE, PINCODE - 673001, TOLL FREE NO. - 18004194332
Kozhikode, Kerala
Phone: the branch contact number
IFSC: IDFB0080931
Frequently asked questions
Is IFSC IDFB0080931 the same for all accounts at Calicut Branch branch?
Yes. The IFSC IDFB0080931 is shared by every account held at IDFC First Bank Limited's Calicut Branch branch. Only the account number changes from customer to customer.
What is the phone number of IDFC First Bank Limited Calicut Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Does IDFC First Bank Limited Calicut Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add IDFC First Bank Limited Calicut Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0080931, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Calicut Branch branch?
The IFSC code of IDFC First Bank Limited, Calicut Branch branch is IDFB0080931. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDFB0080931 valid for NEFT and RTGS?
Yes. IFSC IDFB0080931 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is IDFC First Bank Limited Calicut Branch branch located?
IDFC First Bank Limited's Calicut Branch branch is located at GROUND FLOOR, SURVEY NO. 87/1/3/6, EEPEES ARCADE, YMCA CROSS ROAD, KASABA VILLAGE, KOZHIKODE TALUK, KOZHIKODE DISTRICT, KERALA STATE, PINCODE - 673001, TOLL FREE NO. - 18004194332, Kozhikode, Kerala.
Final notes
To recap: IDFB0080931 is the IFSC code of IDFC First Bank Limited, CALICUT BRANCH branch, in KOZHIKODE, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
