If you are searching for the IFSC code of IDFC First Bank Limited, KHARGONE branch in KHARGONE, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0041325. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHARGONE branch, and detailed step-by-step guides for using the IFSC IDFB0041325 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's KHARGONE branch, the IFSC IDFB0041325 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 041325 identifies this particular branch.
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Khargone branch — IFSC IDFB0041325 — extends the bank's services to customers in and around Khargone, Madhya Pradesh.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Khargone |
| IFSC Code | IDFB0041325 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,P.H.NO.05,NAGAR PALIKA SIMA KHARGONE,NAGAR KHARGONE,DISTRICT KHARGONE, MADHYA PRADESH 451001 |
| City | Khargone |
| District | Khargone |
| State | Madhya Pradesh |
| STD Code | 0 |
| Phone | 0 |
Khargone branch overview
Located at GROUND FLOOR,P.H.NO.05,NAGAR PALIKA SIMA KHARGONE,NAGAR KHARGONE,DISTRICT KHARGONE, MADHYA PRADESH 451001, the Khargone branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0041325 is required for all interbank electronic transfers routed through this branch.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHARGONE of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0041325 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0041325 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Khargone branch is mapped to IFSC IDFB0041325 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0041325.
Banking services available
The Khargone branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0041325
How to transfer money using IFSC IDFB0041325
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0041325 across all three.
NEFT to IDFC First Bank Limited, KHARGONE using IFSC IDFB0041325
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0041325, and confirm that the system picks up IDFC First Bank Limited – KHARGONE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0041325
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – KHARGONE, ensure your bank's portal accepts IFSC IDFB0041325 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – KHARGONE, use IMPS. With IFSC IDFB0041325 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0041325 for IDFC First Bank Limited – KHARGONE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0041325 | Yes – IDFB0041325 | Yes – IDFB0041325 |
For most retail customers crediting the Khargone branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0041325
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – KHARGONE is still mapped to IFSC IDFB0041325. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0041325 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Khargone branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0041325 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khargone branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0041325 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDFB0041325
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – KHARGONE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0041325. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Khargone branch sits at GROUND FLOOR,P.H.NO.05,NAGAR PALIKA SIMA KHARGONE,NAGAR KHARGONE,DISTRICT KHARGONE, MADHYA PRADESH 451001. If you are travelling from outside Khargone, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0041325 and your account number.
Verifying IFSC IDFB0041325 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0041325 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Khargone are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0041325 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedKhargone Branch
GROUND FLOOR,P.H.NO.05,NAGAR PALIKA SIMA KHARGONE,NAGAR KHARGONE,DISTRICT KHARGONE, MADHYA PRADESH 451001
Khargone, Madhya Pradesh
Phone: 0
IFSC: IDFB0041325
Frequently asked questions
Where is IDFC First Bank Limited Khargone branch located?
IDFC First Bank Limited's Khargone branch is located at GROUND FLOOR,P.H.NO.05,NAGAR PALIKA SIMA KHARGONE,NAGAR KHARGONE,DISTRICT KHARGONE, MADHYA PRADESH 451001, Khargone, Madhya Pradesh.
Can I use IFSC IDFB0041325 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0041325 to send funds instantly.
How do I add IDFC First Bank Limited Khargone as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0041325, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0041325 valid for NEFT and RTGS?
Yes. IFSC IDFB0041325 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of IDFC First Bank Limited Khargone branch?
The IFSC code of IDFC First Bank Limited, Khargone branch is IDFB0041325. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of IDFC First Bank Limited Khargone branch?
You can reach the branch at 0 during regular banking hours.
How quickly will an NEFT transfer using IDFB0041325 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Khargone reflect within 30 minutes.
Final notes
To recap: IDFB0041325 is the IFSC code of IDFC First Bank Limited, KHARGONE branch, in KHARGONE, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
