This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, KARVE NAGAR BRANCH branch in KARVE NAGAR. The 11-digit IFSC IDFB0041359 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the KARVE NAGAR BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – KARVE NAGAR BRANCH is IDFB0041359. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 041359 map to this branch in KARVE NAGAR, MAHARASHTRA.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Karve Nagar Branch branch in Karve Nagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0041359.
About the Karve Nagar Branch branch
The Karve Nagar Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, SOLITAIRE APARTMENT, S.NO 35, HISSA NO.6, CTS NO.1194, HINGANE BADRUK, KARVE NAGAR, TALUKA, HAVELI PUNE 411052, TOLL FREE NUMBER 18004194332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0041359 is used.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Karve Nagar Branch |
| IFSC Code | IDFB0041359 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SOLITAIRE APARTMENT, S.NO 35, HISSA NO.6, CTS NO.1194, HINGANE BADRUK, KARVE NAGAR, TALUKA, HAVELI PUNE 411052, TOLL FREE NUMBER 18004194332 |
| City | Karve Nagar |
| District | Pune |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's KARVE NAGAR BRANCH branch came to be assigned the code IDFB0041359.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0041359, money simply cannot be routed to the KARVE NAGAR BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0041359 and the account number together uniquely identify the Karve Nagar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDFB0041359
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0041359 across all three.
NEFT to IDFC First Bank Limited, KARVE NAGAR BRANCH using IFSC IDFB0041359
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0041359, and confirm that the system picks up IDFC First Bank Limited – KARVE NAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KARVE NAGAR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's KARVE NAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0041359 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – KARVE NAGAR BRANCH, use IMPS. With IFSC IDFB0041359 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Karve Nagar Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0041359:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARVE NAGAR BRANCH is still linked to IFSC IDFB0041359.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's KARVE NAGAR BRANCH branch, the IFSC IDFB0041359 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Karve Nagar Branch branch is mapped to IFSC IDFB0041359 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0041359.
Products and services
Customers walking into the Karve Nagar Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0041359
Online banking and IFSC IDFB0041359
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KARVE NAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0041359 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Karve Nagar Branch branch sits at GROUND FLOOR, SOLITAIRE APARTMENT, S.NO 35, HISSA NO.6, CTS NO.1194, HINGANE BADRUK, KARVE NAGAR, TALUKA, HAVELI PUNE 411052, TOLL FREE NUMBER 18004194332. If you are travelling from outside Karve Nagar, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0041359 and your account number.
Common mistakes to avoid when using IFSC IDFB0041359
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – KARVE NAGAR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0041359. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Karve Nagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0041359 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0041359 for IDFC First Bank Limited – KARVE NAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDFC First Bank LimitedKarve Nagar Branch Branch
GROUND FLOOR, SOLITAIRE APARTMENT, S.NO 35, HISSA NO.6, CTS NO.1194, HINGANE BADRUK, KARVE NAGAR, TALUKA, HAVELI PUNE 411052, TOLL FREE NUMBER 18004194332
Karve Nagar, Maharashtra
Phone: 0
IFSC: IDFB0041359
Frequently asked questions
What is the phone number of IDFC First Bank Limited Karve Nagar Branch branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC IDFB0041359 the same for all accounts at Karve Nagar Branch branch?
Yes. The IFSC IDFB0041359 is shared by every account held at IDFC First Bank Limited's Karve Nagar Branch branch. Only the account number changes from customer to customer.
Does IDFC First Bank Limited Karve Nagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC IDFB0041359 valid for NEFT and RTGS?
Yes. IFSC IDFB0041359 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDFB0041359 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Karve Nagar Branch reflect within 30 minutes.
How do I add IDFC First Bank Limited Karve Nagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0041359, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Karve Nagar Branch branch?
The IFSC code of IDFC First Bank Limited, Karve Nagar Branch branch is IDFB0041359. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDFB0041359 belongs to IDFC First Bank Limited's KARVE NAGAR BRANCH branch, located at GROUND FLOOR, SOLITAIRE APARTMENT, S.NO 35, HISSA NO.6, CTS NO.1194, HINGANE… in KARVE NAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
