This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, KAMAREDDY BRANCH branch in KAMAREDDY. The 11-digit IFSC IDFB0081921 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the KAMAREDDY BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0081921 is the IFSC of IDFC First Bank Limited's KAMAREDDY BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 081921 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Kamareddy Branch |
| IFSC Code | IDFB0081921 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SY NO.747, BLOCK NO.3, WARD NO.5, KAMAREDDY TS-503111, TOLL FREE NO.- 18602582000. |
| City | Kamareddy |
| District | Kamareddy |
| State | Telangana |
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kamareddy Branch branch — IFSC IDFB0081921 — extends the bank's services to customers in and around Kamareddy, Telangana.
About the Kamareddy Branch branch
The Kamareddy Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, SY NO.747, BLOCK NO.3, WARD NO.5, KAMAREDDY TS-503111, TOLL FREE NO.- 18602582000.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0081921 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's KAMAREDDY BRANCH branch came to be assigned the code IDFB0081921.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0081921, money simply cannot be routed to the KAMAREDDY BRANCH branch electronically.
How to transfer money using IFSC IDFB0081921
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0081921 across all three.
NEFT to IDFC First Bank Limited, KAMAREDDY BRANCH using IFSC IDFB0081921
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0081921, and confirm that the system picks up IDFC First Bank Limited – KAMAREDDY BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0081921
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – KAMAREDDY BRANCH, ensure your bank's portal accepts IFSC IDFB0081921 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited KAMAREDDY BRANCH (IFSC IDFB0081921)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0081921 in your mobile or internet banking app, and the money is credited to the KAMAREDDY BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0081921 for IDFC First Bank Limited – KAMAREDDY BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0081921 | Yes – IDFB0081921 | Yes – IDFB0081921 |
For most retail customers crediting the Kamareddy Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0081921
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – KAMAREDDY BRANCH is still mapped to IFSC IDFB0081921. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0081921 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kamareddy Branch branch is mapped to IFSC IDFB0081921 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0081921.
Products and services
Customers walking into the Kamareddy Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0081921
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0081921 and the account number together uniquely identify the Kamareddy Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDFB0081921
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KAMAREDDY BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0081921 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – KAMAREDDY BRANCH:
- The IFSC is exactly IDFB0081921 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and KAMAREDDY BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kamareddy Branch branch sits at GROUND FLOOR, SY NO.747, BLOCK NO.3, WARD NO.5, KAMAREDDY TS-503111, TOLL FREE NO.- 18602582000.. If you are travelling from outside Kamareddy, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0081921 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0081921 for IDFC First Bank Limited – KAMAREDDY BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kamareddy Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0081921 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedKamareddy Branch Branch
GROUND FLOOR, SY NO.747, BLOCK NO.3, WARD NO.5, KAMAREDDY TS-503111, TOLL FREE NO.- 18602582000.
Kamareddy, Telangana
Phone: the branch contact number
IFSC: IDFB0081921
Frequently asked questions
What is the IFSC code of IDFC First Bank Limited Kamareddy Branch branch?
The IFSC code of IDFC First Bank Limited, Kamareddy Branch branch is IDFB0081921. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add IDFC First Bank Limited Kamareddy Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0081921, and complete OTP verification. Once activated, you can transfer funds at any time.
Does IDFC First Bank Limited Kamareddy Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is IDFC First Bank Limited Kamareddy Branch branch located?
IDFC First Bank Limited's Kamareddy Branch branch is located at GROUND FLOOR, SY NO.747, BLOCK NO.3, WARD NO.5, KAMAREDDY TS-503111, TOLL FREE NO.- 18602582000., Kamareddy, Telangana.
Can I use IFSC IDFB0081921 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0081921 to send funds instantly.
Is IFSC IDFB0081921 valid for NEFT and RTGS?
Yes. IFSC IDFB0081921 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDFB0081921 is the IFSC code of IDFC First Bank Limited, KAMAREDDY BRANCH branch, in KAMAREDDY, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
