Below are the complete branch details for IDFC First Bank Limited, JAMKHANDI BRANCH branch, located in JAMKHANDI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0080331. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0080331 for IDFC First Bank Limited – JAMKHANDI BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0080331 is the IFSC of IDFC First Bank Limited's JAMKHANDI BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 080331 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Jamkhandi Branch |
| IFSC Code | IDFB0080331 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, LASKARI COMPLEX, MAIGUR ROAD, BAGALKOT DISTRICT JAMKHANDI, KARNATAKA - 587301, TOLL FREE NO 1800 419 8332 |
| City | Jamkhandi |
| District | Bagalkote |
| State | Karnataka |
| STD Code | 0 |
| Phone | 0 |
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Jamkhandi Branch branch in Jamkhandi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0080331.
Jamkhandi Branch branch overview
Located at GROUND FLOOR, LASKARI COMPLEX, MAIGUR ROAD, BAGALKOT DISTRICT JAMKHANDI, KARNATAKA - 587301, TOLL FREE NO 1800 419 8332, the Jamkhandi Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0080331 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's JAMKHANDI BRANCH branch came to be assigned the code IDFB0080331.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080331, money simply cannot be routed to the JAMKHANDI BRANCH branch electronically.
How to transfer money using IFSC IDFB0080331
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080331 across all three.
How to use IFSC IDFB0080331 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's JAMKHANDI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0080331.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as JAMKHANDI BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0080331
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – JAMKHANDI BRANCH, ensure your bank's portal accepts IFSC IDFB0080331 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited JAMKHANDI BRANCH (IFSC IDFB0080331)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0080331 in your mobile or internet banking app, and the money is credited to the JAMKHANDI BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0080331 for IDFC First Bank Limited – JAMKHANDI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0080331 | Yes – IDFB0080331 | Yes – IDFB0080331 |
For most retail customers crediting the Jamkhandi Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's JAMKHANDI BRANCH branch, the IFSC IDFB0080331 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jamkhandi Branch branch is mapped to IFSC IDFB0080331 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080331.
Products and services
Customers walking into the Jamkhandi Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0080331
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0080331 and the account number together uniquely identify the Jamkhandi Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDFB0080331
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JAMKHANDI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080331 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDFB0080331
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – JAMKHANDI BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0080331. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jamkhandi Branch branch sits at GROUND FLOOR, LASKARI COMPLEX, MAIGUR ROAD, BAGALKOT DISTRICT JAMKHANDI, KARNATAKA - 587301, TOLL FREE NO 1800 419 8332. If you are travelling from outside Jamkhandi, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0080331 and your account number.
Verifying IFSC IDFB0080331 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080331 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamkhandi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0080331, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedJamkhandi Branch Branch
GROUND FLOOR, LASKARI COMPLEX, MAIGUR ROAD, BAGALKOT DISTRICT JAMKHANDI, KARNATAKA - 587301, TOLL FREE NO 1800 419 8332
Jamkhandi, Karnataka
Phone: 0
IFSC: IDFB0080331
Frequently asked questions
What is the IFSC code of IDFC First Bank Limited Jamkhandi Branch branch?
The IFSC code of IDFC First Bank Limited, Jamkhandi Branch branch is IDFB0080331. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDFB0080331 valid for NEFT and RTGS?
Yes. IFSC IDFB0080331 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDFC First Bank Limited Jamkhandi Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC IDFB0080331 the same for all accounts at Jamkhandi Branch branch?
Yes. The IFSC IDFB0080331 is shared by every account held at IDFC First Bank Limited's Jamkhandi Branch branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDFB0080331 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Jamkhandi Branch reflect within 30 minutes.
Can I use IFSC IDFB0080331 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0080331 to send funds instantly.
Final notes
To recap: IDFB0080331 is the IFSC code of IDFC First Bank Limited, JAMKHANDI BRANCH branch, in JAMKHANDI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
