Below are the complete branch details for IDFC First Bank Limited, HUBLI-DESHPANDE NAGAR BRANCH branch, located in HUBLI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0080285. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0080285 for IDFC First Bank Limited – HUBLI-DESHPANDE NAGAR BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0080285 is the IFSC of IDFC First Bank Limited's HUBLI-DESHPANDE NAGAR BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 080285 = branch identifier.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Hubli-Deshpande Nagar Branch branch in Hubli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0080285.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Hubli-Deshpande Nagar Branch |
| IFSC Code | IDFB0080285 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO.6,7,12 & 13, EUREKA JUNCTION, TRAVELLERS BANGALOW ROAD, DESHPANDE NAGAR, HUBLI, KARNATAKA-580029, TOLLFREE NUMBER 18002582000. |
| City | Hubli |
| District | Dharwad |
| State | Karnataka |
About the Hubli-Deshpande Nagar Branch branch
The Hubli-Deshpande Nagar Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, SHOP NO.6,7,12 & 13, EUREKA JUNCTION, TRAVELLERS BANGALOW ROAD, DESHPANDE NAGAR, HUBLI, KARNATAKA-580029, TOLLFREE NUMBER 18002582000.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0080285 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's HUBLI-DESHPANDE NAGAR BRANCH branch came to be assigned the code IDFB0080285.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080285, money simply cannot be routed to the HUBLI-DESHPANDE NAGAR BRANCH branch electronically.
Products and account variants supported
Every account opened at the Hubli-Deshpande Nagar Branch branch is mapped to IFSC IDFB0080285 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080285.
Banking services available
The Hubli-Deshpande Nagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0080285
How to transfer money using IFSC IDFB0080285
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080285 across all three.
How to use IFSC IDFB0080285 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's HUBLI-DESHPANDE NAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0080285.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as HUBLI-DESHPANDE NAGAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0080285
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – HUBLI-DESHPANDE NAGAR BRANCH, ensure your bank's portal accepts IFSC IDFB0080285 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited HUBLI-DESHPANDE NAGAR BRANCH (IFSC IDFB0080285)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0080285 in your mobile or internet banking app, and the money is credited to the HUBLI-DESHPANDE NAGAR BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Hubli-Deshpande Nagar Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080285:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HUBLI-DESHPANDE NAGAR BRANCH is still linked to IFSC IDFB0080285.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0080285
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – HUBLI-DESHPANDE NAGAR BRANCH is still mapped to IFSC IDFB0080285. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0080285 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Hubli-Deshpande Nagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0080285 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Hubli-Deshpande Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0080285 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – HUBLI-DESHPANDE NAGAR BRANCH:
- The IFSC is exactly IDFB0080285 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and HUBLI-DESHPANDE NAGAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Hubli-Deshpande Nagar Branch branch
The branch is located at GROUND FLOOR, SHOP NO.6,7,12 & 13, EUREKA JUNCTION, TRAVELLERS BANGALOW ROAD, DESHPANDE NAGAR, HUBLI, KARNATAKA-580029, TOLLFREE NUMBER 18002582000., which puts it inside Hubli, the broader Dharwad district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Hubli-Deshpande Nagar Branch branch” — the verified location pin for IFSC IDFB0080285 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0080285 and your account number.
Verifying IFSC IDFB0080285 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080285 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hubli-Deshpande Nagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0080285, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedHubli-Deshpande Nagar Branch Branch
GROUND FLOOR, SHOP NO.6,7,12 & 13, EUREKA JUNCTION, TRAVELLERS BANGALOW ROAD, DESHPANDE NAGAR, HUBLI, KARNATAKA-580029, TOLLFREE NUMBER 18002582000.
Hubli, Karnataka
Phone: the branch contact number
IFSC: IDFB0080285
Frequently asked questions
Is IFSC IDFB0080285 the same for all accounts at Hubli-Deshpande Nagar Branch branch?
Yes. The IFSC IDFB0080285 is shared by every account held at IDFC First Bank Limited's Hubli-Deshpande Nagar Branch branch. Only the account number changes from customer to customer.
How do I add IDFC First Bank Limited Hubli-Deshpande Nagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0080285, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Hubli-Deshpande Nagar Branch branch?
The IFSC code of IDFC First Bank Limited, Hubli-Deshpande Nagar Branch branch is IDFB0080285. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hubli-Deshpande Nagar Branch branch but serve different purposes.
Where is IDFC First Bank Limited Hubli-Deshpande Nagar Branch branch located?
IDFC First Bank Limited's Hubli-Deshpande Nagar Branch branch is located at GROUND FLOOR, SHOP NO.6,7,12 & 13, EUREKA JUNCTION, TRAVELLERS BANGALOW ROAD, DESHPANDE NAGAR, HUBLI, KARNATAKA-580029, TOLLFREE NUMBER 18002582000., Hubli, Karnataka.
How quickly will an NEFT transfer using IDFB0080285 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Hubli-Deshpande Nagar Branch reflect within 30 minutes.
Does IDFC First Bank Limited Hubli-Deshpande Nagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code IDFB0080285 belongs to IDFC First Bank Limited's HUBLI-DESHPANDE NAGAR BRANCH branch, located at GROUND FLOOR, SHOP NO.6,7,12 & 13, EUREKA JUNCTION, TRAVELLERS BANGALOW ROAD,… in HUBLI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
