If you are searching for the IFSC code of IDFC First Bank Limited, HONAGA BRANCH branch in HONAGA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IDFB0080253. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HONAGA BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0080253 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0080253 is the IFSC of IDFC First Bank Limited's HONAGA BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 080253 = branch identifier.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Honaga Branch branch in Honaga, Karnataka is part of this network and uses the IFSC code IDFB0080253 for all electronic settlement.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Honaga Branch |
| IFSC Code | IDFB0080253 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 821-1069, PB ROAD, HONAGA, BELGAUM, KARNATAKA- 591156, TOLL FREE NO 1800 419 8332 |
| City | Honaga |
| District | Belgaum |
| State | Karnataka |
| STD Code | 0 |
| Phone | 0 |
Honaga Branch branch overview
Located at 821-1069, PB ROAD, HONAGA, BELGAUM, KARNATAKA- 591156, TOLL FREE NO 1800 419 8332, the Honaga Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0080253 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's HONAGA BRANCH branch came to be assigned the code IDFB0080253.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080253, money simply cannot be routed to the HONAGA BRANCH branch electronically.
Products and account variants supported
Every account opened at the Honaga Branch branch is mapped to IFSC IDFB0080253 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080253.
Banking services available
The Honaga Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0080253
How to transfer money using IFSC IDFB0080253
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080253 across all three.
How to use IFSC IDFB0080253 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's HONAGA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0080253.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as HONAGA BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0080253
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – HONAGA BRANCH, ensure your bank's portal accepts IFSC IDFB0080253 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – HONAGA BRANCH, use IMPS. With IFSC IDFB0080253 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0080253 for IDFC First Bank Limited – HONAGA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0080253 | Yes – IDFB0080253 | Yes – IDFB0080253 |
For most retail customers crediting the Honaga Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0080253
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – HONAGA BRANCH is still mapped to IFSC IDFB0080253. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0080253 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Honaga Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0080253 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Honaga Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0080253 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDFB0080253
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – HONAGA BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0080253. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Honaga Branch branch sits at 821-1069, PB ROAD, HONAGA, BELGAUM, KARNATAKA- 591156, TOLL FREE NO 1800 419 8332. If you are travelling from outside Honaga, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0080253 and your account number.
Verifying IFSC IDFB0080253 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080253 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Honaga Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0080253, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedHonaga Branch Branch
821-1069, PB ROAD, HONAGA, BELGAUM, KARNATAKA- 591156, TOLL FREE NO 1800 419 8332
Honaga, Karnataka
Phone: 0
IFSC: IDFB0080253
Frequently asked questions
What is the phone number of IDFC First Bank Limited Honaga Branch branch?
You can reach the branch at 0 during regular banking hours.
How quickly will an NEFT transfer using IDFB0080253 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Honaga Branch reflect within 30 minutes.
Can I use IFSC IDFB0080253 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0080253 to send funds instantly.
Is IFSC IDFB0080253 the same for all accounts at Honaga Branch branch?
Yes. The IFSC IDFB0080253 is shared by every account held at IDFC First Bank Limited's Honaga Branch branch. Only the account number changes from customer to customer.
How do I add IDFC First Bank Limited Honaga Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0080253, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0080253 valid for NEFT and RTGS?
Yes. IFSC IDFB0080253 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Honaga Branch branch but serve different purposes.
Summary
The IFSC code IDFB0080253 belongs to IDFC First Bank Limited's HONAGA BRANCH branch, located at 821-1069, PB ROAD, HONAGA, BELGAUM, KARNATAKA- 591156, TOLL FREE NO 1800 419… in HONAGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
