Below are the complete branch details for IDFC First Bank Limited, HALOL BRANCH branch, located in HALOL, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0042242. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0042242 for IDFC First Bank Limited – HALOL BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's HALOL BRANCH branch, the IFSC IDFB0042242 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 042242 identifies this particular branch.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Halol Branch branch in Halol, Gujarat is part of this network and uses the IFSC code IDFB0042242 for all electronic settlement.
About the Halol Branch branch
The Halol Branch branch of IDFC First Bank Limited is situated at GROUND AND FIRST FLOOR, SAI COMPLEX, VIJAY PARK, KALOL ROAD, HALOL, GUJARAT-389350. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0042242 is used.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Halol Branch |
| IFSC Code | IDFB0042242 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR, SAI COMPLEX, VIJAY PARK, KALOL ROAD, HALOL, GUJARAT-389350 |
| City | Halol |
| District | Panchmahal |
| State | Gujarat |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's HALOL BRANCH branch came to be assigned the code IDFB0042242.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0042242, money simply cannot be routed to the HALOL BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0042242 and the account number together uniquely identify the Halol Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDFB0042242
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0042242 across all three.
How to use IFSC IDFB0042242 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's HALOL BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0042242.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as HALOL BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0042242
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – HALOL BRANCH, ensure your bank's portal accepts IFSC IDFB0042242 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – HALOL BRANCH, use IMPS. With IFSC IDFB0042242 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0042242 for IDFC First Bank Limited – HALOL BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0042242 | Yes – IDFB0042242 | Yes – IDFB0042242 |
For most retail customers crediting the Halol Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0042242
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – HALOL BRANCH is still mapped to IFSC IDFB0042242. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0042242 and the beneficiary's account number to complete the transfer.
Account types you can open at the Halol Branch branch
Once you have an account at IDFC First Bank Limited – HALOL BRANCH, the IFSC IDFB0042242 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Halol Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0042242
Digital banking channels
Most day-to-day work that customers used to do at the Halol Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0042242 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Halol Branch branch sits at GROUND AND FIRST FLOOR, SAI COMPLEX, VIJAY PARK, KALOL ROAD, HALOL, GUJARAT-389350. If you are travelling from outside Halol, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0042242 and your account number.
Common mistakes to avoid when using IFSC IDFB0042242
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – HALOL BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0042242. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Halol Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0042242 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0042242 for IDFC First Bank Limited – HALOL BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDFC First Bank LimitedHalol Branch Branch
GROUND AND FIRST FLOOR, SAI COMPLEX, VIJAY PARK, KALOL ROAD, HALOL, GUJARAT-389350
Halol, Gujarat
Phone: 0
IFSC: IDFB0042242
Frequently asked questions
How quickly will an NEFT transfer using IDFB0042242 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Halol Branch reflect within 30 minutes.
Where is IDFC First Bank Limited Halol Branch branch located?
IDFC First Bank Limited's Halol Branch branch is located at GROUND AND FIRST FLOOR, SAI COMPLEX, VIJAY PARK, KALOL ROAD, HALOL, GUJARAT-389350, Halol, Gujarat.
Can I use IFSC IDFB0042242 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0042242 to send funds instantly.
Does IDFC First Bank Limited Halol Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the phone number of IDFC First Bank Limited Halol Branch branch?
You can reach the branch at 0 during regular banking hours.
How do I add IDFC First Bank Limited Halol Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0042242, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0042242 valid for NEFT and RTGS?
Yes. IFSC IDFB0042242 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDFB0042242 the same for all accounts at Halol Branch branch?
Yes. The IFSC IDFB0042242 is shared by every account held at IDFC First Bank Limited's Halol Branch branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDFB0042242 belongs to IDFC First Bank Limited's HALOL BRANCH branch, located at GROUND AND FIRST FLOOR, SAI COMPLEX, VIJAY PARK, KALOL ROAD, HALOL,… in HALOL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
