IFSC Code of IDFC First Bank Limited, Gurgaon Sector Twenty Three Palam Vihar Branch Branch, Haryana

If you are searching for the IFSC code of IDFC First Bank Limited, GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is IDFB0021006. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0021006 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH is IDFB0021006. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021006 map to this branch in GURGAON, HARYANA.

Branch details at a glance

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurgaon Sector Twenty Three Palam Vihar Branch branch — IFSC IDFB0021006 — extends the bank's services to customers in and around Gurgaon, Haryana.

Gurgaon Sector Twenty Three Palam Vihar Branch branch overview

Located at GROUND FLOOR- SHOP NO.26, SECTOR 23, PALAM VIHAR, GURGAON- 122017, TOLL FREE NUMBER 18004194332, the Gurgaon Sector Twenty Three Palam Vihar Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0021006 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch came to be assigned the code IDFB0021006.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0021006, money simply cannot be routed to the GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch electronically.

How to transfer money using IFSC IDFB0021006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021006 across all three.

How to use IFSC IDFB0021006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0021006.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0021006 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH, use IMPS. With IFSC IDFB0021006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0021006 for IDFC First Bank Limited – GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gurgaon Sector Twenty Three Palam Vihar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDFB0021006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH is still mapped to IFSC IDFB0021006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021006 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gurgaon Sector Twenty Three Palam Vihar Branch branch is mapped to IFSC IDFB0021006 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0021006.

Products and services

Customers walking into the Gurgaon Sector Twenty Three Palam Vihar Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0021006

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0021006 and the account number together uniquely identify the Gurgaon Sector Twenty Three Palam Vihar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDFB0021006

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0021006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IDFB0021006

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0021006.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Gurgaon Sector Twenty Three Palam Vihar Branch branch sits at GROUND FLOOR- SHOP NO.26, SECTOR 23, PALAM VIHAR, GURGAON- 122017, TOLL FREE NUMBER 18004194332. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021006 and your account number.

Verifying IFSC IDFB0021006 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0021006 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gurgaon Sector Twenty Three Palam Vihar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0021006 is the IFSC code of IDFC First Bank Limited, GURGAON SECTOR TWENTY THREE PALAM VIHAR BRANCH branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.