IFSC Code of IDFC First Bank Limited, Gurgaon- Sector Thirty One Branch Branch, Haryana

Use this page as a one-stop reference for everything related to IDFC First Bank Limited's GURGAON- SECTOR THIRTY ONE BRANCH branch in GURGAON, HARYANA. The branch's IFSC code IDFB0021019 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – GURGAON- SECTOR THIRTY ONE BRANCH is IDFB0021019. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021019 map to this branch in GURGAON, HARYANA.

Branch details at a glance

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gurgaon- Sector Thirty One Branch branch in Gurgaon, Haryana is part of this network and uses the IFSC code IDFB0021019 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR, SCO-.24, SCO-F, SECTOR-31-32A, URBAN ESTATE, HUDA MARKET, GURUGRAM, HARYANA 122001, TOLL FREE NO.- 18004194332. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0021019 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's GURGAON- SECTOR THIRTY ONE BRANCH branch came to be assigned the code IDFB0021019.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0021019, money simply cannot be routed to the GURGAON- SECTOR THIRTY ONE BRANCH branch electronically.

How to transfer money using IFSC IDFB0021019

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021019 across all three.

NEFT to IDFC First Bank Limited, GURGAON- SECTOR THIRTY ONE BRANCH using IFSC IDFB0021019

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0021019, and confirm that the system picks up IDFC First Bank Limited – GURGAON- SECTOR THIRTY ONE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GURGAON- SECTOR THIRTY ONE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's GURGAON- SECTOR THIRTY ONE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0021019 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – GURGAON- SECTOR THIRTY ONE BRANCH, use IMPS. With IFSC IDFB0021019 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gurgaon- Sector Thirty One Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021019:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON- SECTOR THIRTY ONE BRANCH is still linked to IFSC IDFB0021019.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's GURGAON- SECTOR THIRTY ONE BRANCH branch, the IFSC IDFB0021019 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Gurgaon- Sector Thirty One Branch branch is mapped to IFSC IDFB0021019 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0021019.

Products and services

Customers walking into the Gurgaon- Sector Thirty One Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0021019

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0021019 and the account number together uniquely identify the Gurgaon- Sector Thirty One Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDFB0021019

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURGAON- SECTOR THIRTY ONE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0021019 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – GURGAON- SECTOR THIRTY ONE BRANCH:

• The IFSC is exactly IDFB0021019 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and GURGAON- SECTOR THIRTY ONE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gurgaon- Sector Thirty One Branch branch sits at GROUND FLOOR, SCO-.24, SCO-F, SECTOR-31-32A, URBAN ESTATE, HUDA MARKET, GURUGRAM, HARYANA 122001, TOLL FREE NO.- 18004194332. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021019 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0021019 for IDFC First Bank Limited – GURGAON- SECTOR THIRTY ONE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurgaon- Sector Thirty One Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0021019, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0021019 belongs to IDFC First Bank Limited's GURGAON- SECTOR THIRTY ONE BRANCH branch, located at GROUND FLOOR, SCO-.24, SCO-F, SECTOR-31-32A, URBAN ESTATE, HUDA MARKET,… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.