IFSC Code of IDFC First Bank Limited, Gurgaon Sector Forty Seven Satya Element One Branch Branch, Haryana

If you are searching for the IFSC code of IDFC First Bank Limited, GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is IDFB0021007. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0021007 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDFB0021007 is the IFSC of IDFC First Bank Limited's GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 021007 = branch identifier.

About IDFC First Bank Limited

IDFC First Bank Limited operates a wide network of branches across India, including the Gurgaon Sector Forty Seven Satya Element One Branch branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0021007.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR, AG-17, SATYA ELEMENT ONE, SECTOR-47, GURGAON 122002, TOLL FREE NUMBER 18004194332. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0021007 is used to identify this branch on the RBI payments network.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0021007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0021007 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Gurgaon Sector Forty Seven Satya Element One Branch branch

Once you have an account at IDFC First Bank Limited – GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH, the IFSC IDFB0021007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gurgaon Sector Forty Seven Satya Element One Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0021007

How to transfer money using IFSC IDFB0021007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021007 across all three.

How to use IFSC IDFB0021007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0021007.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IDFB0021007

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH, ensure your bank's portal accepts IFSC IDFB0021007 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH (IFSC IDFB0021007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0021007 in your mobile or internet banking app, and the money is credited to the GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gurgaon Sector Forty Seven Satya Element One Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021007:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH is still linked to IFSC IDFB0021007.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH branch, the IFSC IDFB0021007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Gurgaon Sector Forty Seven Satya Element One Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0021007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0021007 and the account number together uniquely identify the Gurgaon Sector Forty Seven Satya Element One Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IDFB0021007

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0021007.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Gurgaon Sector Forty Seven Satya Element One Branch branch sits at GROUND FLOOR, AG-17, SATYA ELEMENT ONE, SECTOR-47, GURGAON 122002, TOLL FREE NUMBER 18004194332. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021007 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0021007 for IDFC First Bank Limited – GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurgaon Sector Forty Seven Satya Element One Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0021007, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0021007 belongs to IDFC First Bank Limited's GURGAON SECTOR FORTY SEVEN SATYA ELEMENT ONE BRANCH branch, located at GROUND FLOOR, AG-17, SATYA ELEMENT ONE, SECTOR-47, GURGAON 122002, TOLL FREE… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.