IFSC Code of IDFC First Bank Limited, Gurgaon Rosewood City, Sector Forty Nine Branch Branch, Haryana

Below are the complete branch details for IDFC First Bank Limited, GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0020144. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0020144 for IDFC First Bank Limited – GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH is IDFB0020144. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 020144 map to this branch in GURGAON, HARYANA.

Branch details at a glance

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gurgaon Rosewood City, Sector Forty Nine Branch branch in Gurgaon, Haryana is part of this network and uses the IFSC code IDFB0020144 for all electronic settlement.

About the Gurgaon Rosewood City, Sector Forty Nine Branch branch

The Gurgaon Rosewood City, Sector Forty Nine Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, G-31-32, EROS CITY SQUARE, SECTOR-49, GURGAON-122018, TOLL FREE NO. - 18004194332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0020144 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH branch came to be assigned the code IDFB0020144.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0020144, money simply cannot be routed to the GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH branch electronically.

How to transfer money using IFSC IDFB0020144

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0020144 across all three.

How to use IFSC IDFB0020144 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0020144.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IDFB0020144

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH, ensure your bank's portal accepts IFSC IDFB0020144 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH (IFSC IDFB0020144)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0020144 in your mobile or internet banking app, and the money is credited to the GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gurgaon Rosewood City, Sector Forty Nine Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0020144:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH is still linked to IFSC IDFB0020144.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0020144

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH is still mapped to IFSC IDFB0020144. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0020144 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gurgaon Rosewood City, Sector Forty Nine Branch branch is mapped to IFSC IDFB0020144 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0020144.

Banking services available

The Gurgaon Rosewood City, Sector Forty Nine Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0020144

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0020144 and the account number together uniquely identify the Gurgaon Rosewood City, Sector Forty Nine Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Gurgaon Rosewood City, Sector Forty Nine Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0020144 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC IDFB0020144

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0020144.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Gurgaon Rosewood City, Sector Forty Nine Branch branch

The branch is located at GROUND FLOOR, G-31-32, EROS CITY SQUARE, SECTOR-49, GURGAON-122018, TOLL FREE NO. - 18004194332, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Gurgaon Rosewood City, Sector Forty Nine Branch branch” — the verified location pin for IFSC IDFB0020144 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0020144 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0020144 for IDFC First Bank Limited – GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gurgaon Rosewood City, Sector Forty Nine Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0020144 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0020144 belongs to IDFC First Bank Limited's GURGAON ROSEWOOD CITY, SECTOR FORTY NINE BRANCH branch, located at GROUND FLOOR, G-31-32, EROS CITY SQUARE, SECTOR-49, GURGAON-122018, TOLL FREE… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.