Below are the complete branch details for IDFC First Bank Limited, GURGAON BRANCH branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0022461. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0022461 for IDFC First Bank Limited – GURGAON BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – GURGAON BRANCH is IDFB0022461. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 022461 map to this branch in GURGAON, HARYANA.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Gurgaon Branch branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0022461.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Gurgaon Branch |
| IFSC Code | IDFB0022461 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BASEMENT AND GROUND FLOOR, SCF NO.35, HUDA MARKET , SECTOR 4,URBAN ESTATE, GURGAON, HARYANA - 122001 |
| City | Gurgaon |
| District | Gurugram |
| State | Haryana |
About this branch
The branch is located at BASEMENT AND GROUND FLOOR, SCF NO.35, HUDA MARKET , SECTOR 4,URBAN ESTATE, GURGAON, HARYANA - 122001. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0022461 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's GURGAON BRANCH branch came to be assigned the code IDFB0022461.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0022461, money simply cannot be routed to the GURGAON BRANCH branch electronically.
Account types you can open at the Gurgaon Branch branch
Once you have an account at IDFC First Bank Limited – GURGAON BRANCH, the IFSC IDFB0022461 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gurgaon Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0022461
How to transfer money using IFSC IDFB0022461
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0022461 across all three.
How to use IFSC IDFB0022461 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's GURGAON BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0022461.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as GURGAON BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GURGAON BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's GURGAON BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0022461 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – GURGAON BRANCH, use IMPS. With IFSC IDFB0022461 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Gurgaon Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0022461:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON BRANCH is still linked to IFSC IDFB0022461.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0022461
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – GURGAON BRANCH is still mapped to IFSC IDFB0022461. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0022461 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Gurgaon Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0022461 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Gurgaon Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0022461 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – GURGAON BRANCH:
- The IFSC is exactly IDFB0022461 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and GURGAON BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gurgaon Branch branch
The branch is located at BASEMENT AND GROUND FLOOR, SCF NO.35, HUDA MARKET , SECTOR 4,URBAN ESTATE, GURGAON, HARYANA - 122001, which puts it inside Gurgaon, the broader Gurugram district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Gurgaon Branch branch” — the verified location pin for IFSC IDFB0022461 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0022461 and your account number.
Verifying IFSC IDFB0022461 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0022461 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gurgaon Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0022461 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedGurgaon Branch Branch
BASEMENT AND GROUND FLOOR, SCF NO.35, HUDA MARKET , SECTOR 4,URBAN ESTATE, GURGAON, HARYANA - 122001
Gurgaon, Haryana
Phone: the branch contact number
IFSC: IDFB0022461
Frequently asked questions
Does IDFC First Bank Limited Gurgaon Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using IDFB0022461 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Gurgaon Branch reflect within 30 minutes.
What is the IFSC code of IDFC First Bank Limited Gurgaon Branch branch?
The IFSC code of IDFC First Bank Limited, Gurgaon Branch branch is IDFB0022461. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDFB0022461 valid for NEFT and RTGS?
Yes. IFSC IDFB0022461 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurgaon Branch branch but serve different purposes.
Can I use IFSC IDFB0022461 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0022461 to send funds instantly.
How do I add IDFC First Bank Limited Gurgaon Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0022461, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDFC First Bank Limited Gurgaon Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Final notes
To recap: IDFB0022461 is the IFSC code of IDFC First Bank Limited, GURGAON BRANCH branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
