Use this page as a one-stop reference for everything related to IDFC First Bank Limited's GURGAON- BRANCH branch in GURGAON, HARYANA. The branch's IFSC code IDFB0021028 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0021028 is the IFSC of IDFC First Bank Limited's GURGAON- BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 021028 = branch identifier.
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurgaon- Branch branch — IFSC IDFB0021028 — extends the bank's services to customers in and around Gurgaon, Haryana.
Gurgaon- Branch branch overview
Located at GROUND FLOOR, UNIT C-17,18,19,20,70 GRAND WALK, SHINE BUILDCON BADSHAHPUR, GURUGRAM, HARYANA-122101, the Gurgaon- Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0021028 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Gurgaon- Branch |
| IFSC Code | IDFB0021028 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, UNIT C-17,18,19,20,70 GRAND WALK, SHINE BUILDCON BADSHAHPUR, GURUGRAM, HARYANA-122101 |
| City | Gurgaon |
| District | Gurugram |
| State | Haryana |
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON- BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0021028 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0021028 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Gurgaon- Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0021028 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDFB0021028
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021028 across all three.
NEFT to IDFC First Bank Limited, GURGAON- BRANCH using IFSC IDFB0021028
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0021028, and confirm that the system picks up IDFC First Bank Limited – GURGAON- BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0021028
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – GURGAON- BRANCH, ensure your bank's portal accepts IFSC IDFB0021028 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited GURGAON- BRANCH (IFSC IDFB0021028)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0021028 in your mobile or internet banking app, and the money is credited to the GURGAON- BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0021028 for IDFC First Bank Limited – GURGAON- BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0021028 | Yes – IDFB0021028 | Yes – IDFB0021028 |
For most retail customers crediting the Gurgaon- Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0021028
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – GURGAON- BRANCH is still mapped to IFSC IDFB0021028. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021028 and the beneficiary's account number to complete the transfer.
Account types you can open at the Gurgaon- Branch branch
Once you have an account at IDFC First Bank Limited – GURGAON- BRANCH, the IFSC IDFB0021028 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gurgaon- Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0021028
Online banking and IFSC IDFB0021028
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURGAON- BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0021028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gurgaon- Branch branch
The branch is located at GROUND FLOOR, UNIT C-17,18,19,20,70 GRAND WALK, SHINE BUILDCON BADSHAHPUR, GURUGRAM, HARYANA-122101, which puts it inside Gurgaon, the broader Gurugram district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Gurgaon- Branch branch” — the verified location pin for IFSC IDFB0021028 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0021028 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – GURGAON- BRANCH:
- The IFSC is exactly IDFB0021028 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and GURGAON- BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurgaon- Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0021028, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0021028 for IDFC First Bank Limited – GURGAON- BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDFC First Bank LimitedGurgaon- Branch Branch
GROUND FLOOR, UNIT C-17,18,19,20,70 GRAND WALK, SHINE BUILDCON BADSHAHPUR, GURUGRAM, HARYANA-122101
Gurgaon, Haryana
Phone: the branch contact number
IFSC: IDFB0021028
Frequently asked questions
Does IDFC First Bank Limited Gurgaon- Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is IDFC First Bank Limited Gurgaon- Branch branch located?
IDFC First Bank Limited's Gurgaon- Branch branch is located at GROUND FLOOR, UNIT C-17,18,19,20,70 GRAND WALK, SHINE BUILDCON BADSHAHPUR, GURUGRAM, HARYANA-122101, Gurgaon, Haryana.
Can I use IFSC IDFB0021028 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0021028 to send funds instantly.
Is IFSC IDFB0021028 the same for all accounts at Gurgaon- Branch branch?
Yes. The IFSC IDFB0021028 is shared by every account held at IDFC First Bank Limited's Gurgaon- Branch branch. Only the account number changes from customer to customer.
What is the phone number of IDFC First Bank Limited Gurgaon- Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using IDFB0021028 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Gurgaon- Branch reflect within 30 minutes.
How do I add IDFC First Bank Limited Gurgaon- Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0021028, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDFB0021028 is the IFSC code of IDFC First Bank Limited, GURGAON- BRANCH branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
