IFSC Code of IDFC First Bank Limited, Ghaziabad-Indirapuram Second Branch Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, GHAZIABAD-INDIRAPURAM SECOND BRANCH branch in GHAZIABAD. The 11-digit IFSC IDFB0021424 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the GHAZIABAD-INDIRAPURAM SECOND BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDFB0021424 is the IFSC of IDFC First Bank Limited's GHAZIABAD-INDIRAPURAM SECOND BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 021424 = branch identifier.

Branch details at a glance

About IDFC First Bank Limited

IDFC First Bank Limited operates a wide network of branches across India, including the Ghaziabad-Indirapuram Second Branch branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0021424.

About the Ghaziabad-Indirapuram Second Branch branch

The Ghaziabad-Indirapuram Second Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR,UNIT NO.48&49,KRISHNA APRA D-MALL,SHAKTI KHAND II,INDIRAPURAM,GHAZIABAD,UTTAR PRADESH-201014 TOLLFREE NO.18004194332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0021424 is used.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GHAZIABAD-INDIRAPURAM SECOND BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0021424 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0021424 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDFB0021424

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021424 across all three.

NEFT to IDFC First Bank Limited, GHAZIABAD-INDIRAPURAM SECOND BRANCH using IFSC IDFB0021424

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0021424, and confirm that the system picks up IDFC First Bank Limited – GHAZIABAD-INDIRAPURAM SECOND BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDFB0021424

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – GHAZIABAD-INDIRAPURAM SECOND BRANCH, ensure your bank's portal accepts IFSC IDFB0021424 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited GHAZIABAD-INDIRAPURAM SECOND BRANCH (IFSC IDFB0021424)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0021424 in your mobile or internet banking app, and the money is credited to the GHAZIABAD-INDIRAPURAM SECOND BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ghaziabad-Indirapuram Second Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021424:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GHAZIABAD-INDIRAPURAM SECOND BRANCH is still linked to IFSC IDFB0021424.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0021424

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – GHAZIABAD-INDIRAPURAM SECOND BRANCH is still mapped to IFSC IDFB0021424. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021424 and the beneficiary's account number to complete the transfer.

Account types you can open at the Ghaziabad-Indirapuram Second Branch branch

Once you have an account at IDFC First Bank Limited – GHAZIABAD-INDIRAPURAM SECOND BRANCH, the IFSC IDFB0021424 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ghaziabad-Indirapuram Second Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0021424

MICR & cheque-truncation details

Cheques drawn on the Ghaziabad-Indirapuram Second Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0021424 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Ghaziabad-Indirapuram Second Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0021424 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – GHAZIABAD-INDIRAPURAM SECOND BRANCH:

• The IFSC is exactly IDFB0021424 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and GHAZIABAD-INDIRAPURAM SECOND BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ghaziabad-Indirapuram Second Branch branch

The branch is located at GROUND FLOOR,UNIT NO.48&49,KRISHNA APRA D-MALL,SHAKTI KHAND II,INDIRAPURAM,GHAZIABAD,UTTAR PRADESH-201014 TOLLFREE NO.18004194332, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Ghaziabad-Indirapuram Second Branch branch” — the verified location pin for IFSC IDFB0021424 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0021424 and your account number.

Verifying IFSC IDFB0021424 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0021424 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ghaziabad-Indirapuram Second Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021424 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0021424 is the IFSC code of IDFC First Bank Limited, GHAZIABAD-INDIRAPURAM SECOND BRANCH branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.